Personal Loan Rates

Our personal loans can help cover expenses for anything life throws at you.

Bicycle Loan

Term APR*
as low as
 Payment Example
per $1,000 borrowed
12 month
Fixed-Rate
 8.49% $87.22
24 month
Fixed-Rate
 8.74% $45.57
36 month
Fixed-Rate
 8.99% $31.80
Apply for a Bicycle Loan See Details

Credit Builder Loan

Build your credit and borrow between $500–$1,000. Terms from 6 to 18 months are available.

Term APR*
as low as
 Payment Example
per $1,000 borrowed
18 months
Fixed-Rate
 6.00% $58.23
Apply for a Credit Builder Loan See Details

Holiday Loan

Borrow up to $2,500 for holiday expenses, and celebrate with peace of mind. Available all year.

Term APR*
as low as
 Payment Example
per $1,000 borrowed
10 months 5.99% $102.77
Apply for a Holiday Loan See Details

Homeowner Debt Consolidation

Our Homeowner Debt Consolidation loan offers loan amounts up to $20,000 with fixed interest rates.

Length of Homeownership Maximum Term APR*
as low as
 Payment Example
per $1,000 borrowed
0 - 5 years 60 months 7.49% $20.03
5 - 10 years 60 months 6.99% $19.80
More than 10 years 60 months 6.74% $19.68
Apply for Homeowner Debt Consolidation  See Details

Homeowner Personal Loan

Our Homeowner Personal loan offers loan amounts up to $30,000 with fixed interest rates.

Length of Homeownership Maximum Term APR*
as low as
 Payment Example
per $1,000 borrowed
LOAN AMOUNTS UP TO $20,000
0 - 5 years 72 months 6.99% $17.04
5 - 10 years 72 months 6.49% $16.81
More than 10 years 72 months 6.24% $16.69
LOAN AMOUNTS $20,000–$30,000
0 - 5 years 72 months 7.99% $17.53
5 - 10 years 72 months 7.49% $17.29
More than 10 years 72 months 7.24% $17.16
Apply for a Homeowner Personal Loan See Details

Personal Line of Credit

Maximum Term APR*
as low as
 Payment Example
per $1,000 borrowed
120 months
Fixed-Rate
 14.99% $16.13
Apply for a Personal Line of Credit See Details

Personal Secured

For loans secured by funds in Affinity Plus share accounts or investment certificates, ask or call for details and current rates.

Personal Unsecured

Term APR*
as low as
 Payment Example
per $1,000 borrowed
36 months
Fixed-Rate
 6.99% $30.87
48 months
Fixed-Rate
 7.49% $24.17
60 months
Fixed-Rate
 7.99% $20.27
Apply for a Personal Unsecured Loan See Details

Solar Loan

Term APR*
as low as
 Payment Example
per $1,000 borrowed
LOAN AMOUNTS UP TO $20,000
5 Years
Fixed-Rate
 8.24% $20.39
10 Years
Fixed-Rate
 8.24% $12.26
15 Years
Fixed-Rate
 8.74% $9.99
LOAN AMOUNTS $20,000–$40,000
5 Years
Fixed-Rate
 9.24% $20.88
10 Years
Fixed-Rate
 9.24% $12.80
15 Years
Fixed-Rate
 9.74% $10.59
Apply for a Solar Loan See Details
Want to see how rates affect your payment?
Use our calculators to simulate payments, compare terms, see how long it'll take to reach your savings goals, and more.

Personal Loans Rate Disclosures

*APR = Annual Percentage Rate. All loans subject to approval. The stated rate is the lowest available rate. Your actual rate may be different depending on your payment and credit history. Maximum APR for these loans is 18%. Some restrictions may apply. New or existing Affinity Plus membership is required.


Rates effective   and subject to change at any time without notice