Personal Loan Rates

Our personal loans can help cover expenses for anything life throws at you.

Credit Builder Loan

Build your credit and borrow between $500–$1,000. Terms from 6 to 18 months are available.

Learn more about the Affinity Plus Credit Builder Loan →

TermAPR*Payment Example
per $1,000 borrowed
18 months
Fixed-Rate
6.00%
APR*
$58.23
Payment Example
TermAPR*
as low as
Payment Example
per $1,000 borrowed
12 month
Fixed-Rate
5.74%
APR*
$85.85
Payment Example
24 month
Fixed-Rate
5.99%
APR*
$44.32
Payment Example
36 month
Fixed-Rate
6.24%
APR*
$30.53
Payment Example

Homeowner Debt Consolidation

Our Homeowner Debt Consolidation loan offers loan amounts up to $15,000 with fixed interest rates.

Learn more about our Homeowner Debt Consolidation Loan →

Length of HomeownershipMaximum TermAPR*
as low as
Payment Example
per $1,000 borrowed
0 - 5 years60 months
Maximum Term
7.24%
APR*
$20.39
Payment Example
5 - 10 years60 months
Maximum Term
6.74%
APR*
$20.15
Payment Example
More than 10 years60 months
Maximum Term
6.49%
APR*
$20.03
Payment Example

Homeowner Personal Loan

Our Homeowner Personal loan offers loan amounts up to $25,000 with fixed interest rates.

Learn more about our Homeowner Personal Loan →

Length of HomeownershipMaximum TermAPR*
as low as
Payment Example
per $1,000 borrowed
LOAN AMOUNTS UP TO $15,000
0 - 5 years72 months
Maximum Term
6.99%
APR*
$17.53
Payment Example
5 - 10 years72 months
Maximum Term
6.49%
APR*
$17.29
Payment Example
More than 10 years72 months
Maximum Term
6.24%
APR*
$17.16
Payment Example
LOAN AMOUNTS $15,000–$25,000
0 - 5 years72 months
Maximum Term
7.99%
APR*
$18.02
Payment Example
5 - 10 years72 months
Maximum Term
7.49%
APR*
$17.77
Payment Example
More than 10 years72 months
Maximum Term
7.24%
APR*
$17.65
Payment Example
Maximum TermAPR*
as low as
Payment Example
per $1,000 borrowed
120 months
Fixed-Rate
9.99%
APR*
$13.21
Payment Example

Personal Secured

For loans secured by funds in Affinity Plus share accounts or investment certificates, ask or call for details and current rates.

TermAPR*
as low as
Payment Example
per $1,000 borrowed
36 months
Fixed-Rate
5.99%
APR*
$30.42
Payment Example
48 months
Fixed-Rate
6.49%
APR*
$23.71
Payment Example
60 months
Fixed-Rate
6.99%
APR*
$19.80
Payment Example

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Rewards for Borrowing

Earn MyPlus Rewards™ points when you take out a consumer loan with us. Points can be redeemed for travel and other reward options.

Personal Loans Rate Disclosures

* APR = Annual Percentage Rate. Posted rates reflect all available discounts. Your actual rate may be different depending on your payment and credit history. Maximum APR for these loans is 18%. Some restrictions may apply. New or existing Affinity Plus membership is required.

Rates effective January 4, 2021 and subject to change at any time without notice.

Current Rates
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