Personal Loan Rates

Effective as of March 3, 2020

Our personal loans can help cover expenses for anything life throws at you.

TermAPR*
as low as
Payment Example
per $1,000 borrowed
12 month
Fixed-Rate
5.74%
APR*
$85.85
Payment Example
24 month
Fixed-Rate
5.99%
APR*
$44.32
Payment Example
36 month
Fixed-Rate
6.24%
APR*
$30.53
Payment Example

Homeowner Debt Consolidation

Our Homeowner Debt Consolidation loan offers loan amounts up to $15,000 with fixed interest rates.

Learn more about our Homeowner Debt Consolidation Loan →

Length of HomeownershipMaximum TermAPR*
as low as
Payment Example
per $1,000 borrowed
0 - 5 years60 months
Maximum Term
8.24%
APR*
$20.39
Payment Example
5 - 10 years60 months
Maximum Term
7.74%
APR*
$20.15
Payment Example
More than 10 years60 months
Maximum Term
7.49%
APR*
$20.03
Payment Example

Homeowner Personal Loan

Our Homeowner Personal loan offers loan amounts up to $25,000 with fixed interest rates.

Learn more about our Homeowner Personal Loan →

Length of HomeownershipMaximum TermAPR*
as low as
Payment Example
per $1,000 borrowed
LOAN AMOUNTS UP TO $15,000
0 - 5 years72 months
Maximum Term
7.99%
APR*
$17.53
Payment Example
5 - 10 years72 months
Maximum Term
7.49%
APR*
$17.29
Payment Example
More than 10 years72 months
Maximum Term
7.24%
APR*
$17.16
Payment Example
LOAN AMOUNTS $15,000–$25,000
0 - 5 years72 months
Maximum Term
8.99%
APR*
$18.02
Payment Example
5 - 10 years72 months
Maximum Term
8.49%
APR*
$17.77
Payment Example
More than 10 years72 months
Maximum Term
8.24%
APR*
$17.65
Payment Example
Maximum TermAPR*
as low as
Payment Example
per $1,000 borrowed
120 months
Fixed-Rate
9.99%
APR*
$13.21
Payment Example

Personal Secured

For loans secured by funds in Affinity Plus share accounts or investment certificates, ask or call for details and current rates.

TermAPR*
as low as
Payment Example
per $1,000 borrowed
12 months
Fixed-Rate
6.99%
APR*
$86.52
Payment Example
24 months
Fixed-Rate
7.99%
APR*
$45.22
Payment Example
36 months
Fixed-Rate
8.99%
APR*
$31.80
Payment Example
48 months
Fixed-Rate
9.99%
APR*
$25.36
Payment Example

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Rewards for Borrowing

Earn MyPlus Rewards™ points when you take out a consumer loan with us. Points can be redeemed for travel and other reward options.

* APR = Annual Percentage Rate. Rates and terms are subject to change at any time without notice. Posted rate reflects all available discounts. Your actual rate may be different depending on your payment and credit history. Maximum APR is 18%. Some restrictions may apply. New or existing Affinity Plus membership is required.

Current Rates
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