Personal Loans & Lines of Credit.
When life throws you a curve ball, have the money ready to cover it. With a range of loan products, and an easy application process, we'll help you get the loan you need.
What you get
Loan Options
We have options for all kinds of needs, both secured and unsecured loan options.
Flexible Terms
Choose the length of loan that works best for your financing needs.
And there are no pre-payment penalties if you want to pay it off sooner.
MyPlus Rewards™
Earn MyPlus Rewards points for borrowing with us.
And use points you've already accrued to reduce your rate when taking out a new loan.
Getting Started is Easy
Not a member yet?
Membership is required for loans and accounts with us. But you can apply for them and become a member at the same time.
Already a member?
Apply for loans and open additional accounts in the mobile banking app, from the More screen. Or log in to online banking, then click “Apply” in the upper-right.
We're here to help.
From video calls and chat to secure messaging, there are all kinds of ways to contact us.
Use Points for a Lower Rate
After getting preapproved for a Personal Loan, you can redeem MyPlus Rewards™ points for a lower interest rate. Learn how much you can save.
Personal Unsecured Loans
Personal Unsecured
Use it for a big purchase like a wedding or dream vacation, or to cover emergency expenses.
Homeowner Personal Loan
Tackle home improvement projects without using the equity in your home.
Borrow up to $30,000
Homeowner Debt Consolidation
Consolidate debt while benefiting from homeownership.
Borrow up to $20,000
Bicycle Loan
Finance up to 120% of the purchase price of a bicycle and accessories.
Borrow up to $5,000
Holiday Loan
Cover holiday expenses and celebrate with peace of mind. Available all year.
Borrow up to $2,500
Personal Line of Credit
Personal Line of Credit
Access cash as you need it, or protect a checking account from overdraft fees.*
Personal Secured Loans
Certificate Secured Loan
Use funds you already have in a certificate account to secure a loan.
Savings Secured Loan
Use funds you already have in a savings account to secure a loan.
Credit Builder Loan
Establish credit history or help rebuild your credit.
Borrow $500 – $1,000
Solar Loan
Fund your solar panel project without using the equity in your home.
Borrow up to $40,000
Your Credit Score. The More You Know.
Curious about your credit rating? Just log in to the mobile app or online banking for easy access to your credit score, credit report and credit monitoring. All for free.
Disclosures
*Affinity Plus may assess a fee for overdraft services, the current fee is $35. Please refer to our fee schedule for additional information.