Spending Account. Just the Basics.
Avoid fees and get control over your money with an account that protects you from overdrafting.
What You Get
Control Your Money
No overdraft fees. If you overspend your available account balance, we’ll decline the transaction.
No automatic payments, checks, or outgoing transfers so you’re minimizing your risk of overdrafting.
Early Pay
Get your paycheck and other direct deposits up to 2 days early at Affinity Plus.
All you need to do is set up direct deposit with your payer.1
Easy Cash Access
Find nearby, no-fee ATMs from the mobile app's login screen.2
That's 60,000+ nationwide (MoneyPass, SUM and CO-OP).
Debit Card Extras
Set your account to automatically round up purchases for easy saving with Stash Your Cash.
The spare change goes right to your savings account, just like that.
GETTING STARTED IS EASY
Not a member yet?
Membership is required for accounts with us. But you can apply for most types and become a member at the same time.
Already a member?
To open an additional account, log in to digital banking and select “Open an Account” from the menu.
We're here to help.
If you have questions or need help with anything, please contact us.
LOOKING FOR A FULL-SERVICE CHECKING ACCOUNT?
Simply Free Checking is designed for everyday banking, with support for checks and transfers to other banks.
Good to know
- Your early access to direct deposits depends on the payer and when they submit their payment file. Affinity Plus usually makes these funds available the day we get the payment file, which can be 1 – 2 days earlier than the scheduled payment date.
- There's no surcharge fee when you use your Affinity Plus debit card at an Affinity Plus ATM or at an ATM within our network (MoneyPass, CO-OP and SUM). Transactions made outside of our network may be subject to third-party fees.