Visa® Premier Classic. Always in style.

If you’re just starting to build your credit and aren’t yet ready for the exclusive benefits of the Visa Premier Select Rewards card, this card might be a good option for you.

  • No annual fee
  • No foreign transaction fees
  • Rates from   – 18.00% APR*
  • $500 minimum credit line
Apply Now
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what you get

Low APR

If you tend to carry a balance on your credit card, you’ll benefit from the lower APR this card offers.

No Balance Transfer Fees

Save on interest charges from your higher-rate card.

Transfer at any time, without a fee or promotional period.

No Surprise Penalties

Your interest rate won’t increase if your payment is late or you go over your limit.

Affinity Plus Card Benefits

You’ll get all the benefits you expect with your credit card.

View all Affinity Plus credit card benefits.

Repay Your Way

Split up qualifying purchases into installment payments, and get more time to pay them back.

Getting Started is Easy

Hear back soon

Fill out the simple online application, and hear back from us within a few business hours.

Already applied?

Return to your application to finish it, check its status, upload documents, or connect with your lender.

We're here to help.

If you have questions or need help with anything, please contact us.

Want a card that earns rewards?

If you’d prefer a credit card that earns rewards, check out the Visa Premier Select Rewards card. You'll also be eligible for cash back and premium Visa benefits.

Learn about Premier Select Rewards Compare Cards
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Credit Card Disclosures

* APR = Annual Percentage Rate. APR is based on The Wall Street Journal Prime Rate ("Prime") plus a margin and will vary with Prime. Rates are subject to change at any time without notice. The maximum APR is 18%. The stated rate reflects all available discounts. Your actual rate may be different depending on your payment and credit history. Some restrictions may apply. New or existing Affinity Plus membership is required.

Rates effective   and subject to change at any time without notice.

View our Credit Card Agreement and Visa Premier Classic Credit Card Disclosures for important details regarding our credit cards.