Visa® Rewards. That's good Business.
We're here to help you achieve your business goals and dreams. And with the variable-rate Visa® Business Rewards credit card, your business gets the support and service it needs, with the rewards you deserve.
what you get
No Annual Fee
Get benefits without an annual fee.
And there's no documentation fee when you apply.
2.90% APR1 for 12 months on any purchases and external balance transfers made within 90 days of opening the card.
After the promotional period, the actual rate will be between 16.15 - 18% APR, depending on what you qualify for.
Stay in the know and on the go.
Use Contactless payments, digital wallet capabilities, real-time fraud monitoring, and more!
Earn 1.5 MyPlus Rewards point per $1 in net purchases.
Redeem points for a lower rate on Business Vehicle or Equipment loans, or redeem for travel rewards and more.
GETTING STARTED IS EASY
Already a member?
Schedule an appointment and we'll be ready when you are.
Or, you can submit an interest form to connect with a business captain.
From video calls and chat to secure messaging, there are all kinds of ways to contact us.
what to expect
We’ll have you start by meeting with one of our business service specialists, and together you’ll find the right accounts and services for your business.
You'll need the following:
- Business and Personal Federal and State tax returns (for the last 2 years)2
- Business Debt Schedule
- Financial documentation as requested3
New or existing Affinity Plus membership is required.
View our Credit Card Agreement & Disclosures for important details regarding our credit cards. View Visa Signature Benefits.
1APR = Annual Percentage Rate. The introductory rate is valid for purchases and balances transfers made within the first 90 days of card opening starting from the date your account is approved. Valid only for balance transfers from other credit card companies, financial institutions, or department store credit cards and not be made payable to you, cash, or to make payments toward amounts you owe Affinity Plus Federal Credit Union. After the introductory period, any balance transfers or purchases processed will incur finance charges at your card's standard rate. The standard variable APR is 16.15% - 18%, based on your payment and credit history.
APR is based on The Wall Street Journal Prime Rate ("Prime") plus a margin and will vary with Prime. Rates are subject to change at any time without notice. The maximum APR is 18%. The stated rate reflects all available discounts. New or existing Affinity Plus membership is required.
2 We require at least two years of Business and Personal tax returns for both Federal and State, including all schedules and worksheets. In some situations we may require three years of tax returns.
3 Depending upon your specific situation, we may also require the following: (1) Affinity Plus Personal Financial Statement; (2) Business Financial Statements; and (3) Purchase Agreement for vehicle and equipment loan requests. The member advisor handling your loan request will let you know what additional documentation you'll need to provide.
† To qualify for the 40,000 bonus MyPlus Rewards points, you must make purchases with your Affinity Plus Visa Business Rewards credit card that totals $4,000 or more in net spend within your first 90 days of card opening starting from the date your account is approved. Purchases are purchases for goods and services minus returns and other credits. Purchases do NOT include fees or interest charges, balance transfers, cash advances, or person-to-person payments. Bonus points will be credited to your account at the end of the promotional period and reflected on your MyPlus Rewards account statement within 10 business days after the 90-day promotional period ends. To receive the 40,000 bonus points, your card must not be canceled or past due at the time of fulfillment. Also, purchases may fall outside of the 90-day period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction. Affinity Plus reserves the right to determine which purchases qualify for the promotion. One bonus per membership. The standard MyPlus Rewards Program details apply. Learn more about the MyPlus Rewards program.