Checking Accounts. Have It All.
Schedule automatic payments with Bill Pay. Get email or text alerts about your balance. Use 60,000+ ATMs nationwide with your smart-chip debit card. It’s all included in both checking options.

What you Get
Digital Banking
Deposit checks from anywhere with the top-rated mobile app.
Set up automatic Bill Pay in the mobile app or online banking.
Account Security
Debit cards have EVM chips for extra fraud protection.
Card controls let you set alerts and limits from digital banking.
Easy Cash Access
Find nearby, no-fee ATMs* from the mobile app's login screen.
That's 60,000+ nationwide (MoneyPass, SUM and CO-OP).
MyPlus Rewards™
Debit purchases earn MyPlus Rewards points (applies to both accounts).
Easily redeem them from the mobile app or online banking.
Take Your Pick & Open It Online
Better Than Free Checking
Don’t want to worry about a minimum balance? Get the features you expect without requirements.
- No minimum balance
- No monthly fees
Interest Reward Checking
More ta-das, less to-dos. Earn dividends on your money while retaining flexibility.
- $200 minimum balance to earn dividends and avoid fees
- Free checks (up to 4 boxes per year)*
Getting Started is Easy
Not a member yet?
Membership is required for loans and accounts with us. But you can apply for them and become a member at the same time.
Already a member?
Apply for loans and open additional accounts in the mobile banking app, from the More screen. Or log in to online banking, then click “Apply” in the upper-right.
We're here to help.
From video calls and chat to secure messaging, there are all kinds of ways to contact us.
Stash Your Cash
Set your account to automatically round up your debit card purchases to the next dollar. The spare change goes right to your savings account, just like that.

Good to Know
* There's no surcharge fee when you use your Affinity Plus debit card at an Affinity Plus ATM or at an ATM within our network (MoneyPass, CO-OP and SUM). Transactions made outside of our network may be subject to third-party fee.
Important Information & Disclosures
Service Fees: A simple explanation of exactly what you can be charged and when.
Truth-in-Savings Disclosure: The rates, terms and limitations that apply to your account.
Membership Terms & Conditions: Your detailed account agreement and policy information.