Business Certificates

Term Dividend Rate APY* Minimum Balance
BASIC CERTIFICATES
3 month 3.735% 3.800% $500
6 month 3.639% 3.700% $500
9 month** 3.542% 3.600% $500
12 month
 3.445% 3.500% $500
13 month**
 3.542% 3.600% $500
18 month
 3.445% 3.500% $500
24 month
 3.445% 3.500% $500
30 month
 3.203% 3.250% $500
36 month
 3.542% 3.600% $500
42 month**
 2.960% 3.000% $500
48 month
 3.639% 3.700% $500
54 month**
 2.960% 3.000% $500
60 month
 3.735% 3.800% $500
66 month** 2.960% 3.000% $500
WAHOO CERTIFICATE
12 month
 0.995% 1.000% $0
CERTIFICATE BUILDER
12 month
 0.995% 1.000% $100
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Business Certificate Disclosures

Certificate accounts automatically renew at the maturity date.

Early withdrawal penalties may apply if you withdraw funds from your account before the maturity date. For Wahoo Certificate accounts, you may make one withdrawal without penalty.

* APY = Annual Percentage Yield. Fees may reduce the earnings on these accounts and are subject to change at any time. Dividends are compounded monthly. Rules governing these accounts are available upon request.

** The 9 month, 13 month, 42 month, 54 month and 66 month certificates will automatically renew to a 12 month term at maturity.

Current since June 1, 2025 and subject to change at any time without notice.