auto loans. It's an easy ride.

From applying to signing on the dotted line, it can all be done digitally, from anywhere. And within just a couple of hours.

Josh, a Minnesota resident, in front of an SUV on a green background
Josh, Minnesota Resident

What you get

    Flexible Terms

    Along with competitive auto loan rates, you'll find terms up to 84 months. And there are no pre-payment penalties, if you want to pay off your loan early.*

    Financing Options

    We offer new loans for new or used vehicles, and can help refinance an existing auto loan. Get up to 100% financing, including license and fees.

    A Quick Credit Decision

    Find out right away if you're preapproved. Then usually within 2 business hours of getting your online application, we'll send you a follow-up email with your rate, term, and estimated monthly payment.


    Not a member yet?

    Membership is required for loans and accounts with us. But you can apply for them and become a member at the same time.

    Already a member?

    Apply for loans and open additional accounts in the mobile banking app, from the More screen. Or log in to online banking, then click “Apply” in the upper-right.

    We're here to help.

    From video calls and chat to secure messaging, there are all kinds of ways to contact us.

    get no-haggle member pricing.

    When you shop online with Affinity Plus Car Buying Service powered by TRUECar, you'll find everything on one simple site. Search inventory from certified dealers across the whole state, and be confident that you're getting a good deal.

    Josh, a Minnesota resident, on a green background.
    Josh, Minnesota Resident


    * Payment Example: A loan for 84 months at 3.49% APR will result in an approximate monthly payment of $13.44 per $1,000 borrowed.