Auto Loans. It's an Easy Ride.

From applying to signing on the dotted line, it can all be done digitally, from anywhere. And within just a couple of hours.

Return to my existing application

Josh, a Minnesota resident, in front of an SUV on a green background
Josh, Minnesota Resident

What you get

Flexible Terms

Along with competitive auto loan rates, you'll find terms up to 84 months. And there are no pre-payment penalties, if you want to pay off your loan early.*

Financing Options

We offer new loans for new or used vehicles, and can help refinance an existing auto loan. Get up to 100% financing, including license and fees.

A Quick Credit Decision

Find out right away if you're preapproved. Then usually within 2 business hours of getting your online application, we'll send you a follow-up email with your rate, term, and estimated monthly payment.

About your application

Hear back soon

Fill out the simple online application, and hear back from us within a few business hours.

Already applied?

Return to your application to finish it, check its status, upload documents, or connect with your lender.

We're here to help.

If you have questions or need help with anything, please contact us.

MyPlus Rewards

Use Points for a Lower Rate

After getting preapproved for an Auto Loan, you can redeem MyPlus Rewards™ points for a lower interest rate. Learn how much you can save.

What to expect after applying

Hear back instantly

You’ll find out whether or not you’re pre-approved right away.

Get your rate

Then usually within 2 business hours, we’ll send you a follow-up email with your rate, term and estimated monthly payment.

Send the purchase agreement

When you find the perfect car, fax or scan and email us the purchase agreement.

Sign everything digitally

We’ll send you your documents through DocuSign (a secure way to get digital signatures), so you can seal the deal from anywhere and be done!

Apply Now Check Rates

Get no-haggle member pricing.

When you shop online with Affinity Plus Car Buying Service powered by TRUECar, you'll find everything on one simple site. Search inventory from certified dealers across the whole state, and be confident that you're getting a good deal.

Josh, a Minnesota resident, on a green background.
Josh, Minnesota Resident

Auto Loan Disclosure

* Payment Example: A loan for 84 months at  APR will result in an approximate monthly payment of  per $1,000 borrowed.