credit cards. earn rewards, or keep it classic.

Fun fact: Using the Visa® Premier Select Rewards card earns you travel, gift cards, cash back and more. But no matter which card you choose, you can count on:

  • No annual fee
  • No balance transfer fee
  • Visa card benefits1
Saudia, an Affinity Plus member, on a purple background
Saudia, Affinity Plus Member

what you get

Mobile & Online Control

Easily track your spending, make payments, and send travel notices.

Card controls let you set alerts and transaction limits, and freeze and unfreeze your card.

Secure Shopping

Leave your card at home and pay with your digital wallet (Apple Pay®, Google Pay™, Samsung Pay®, and more).

Visa Click to Pay lets you make secure online payments.

Fraud Protection

Shop with confidence with Visa’s Zero Liability Policy.

Real-time fraud monitoring and alerts keeps you protected.

Useful Perks

With 2 annual credit checks, your rate can go down when your credit score goes up!

And accounts in good standing can skip up to 3 payments with Skip A Pay.2

take your pick & apply online

Black Affinity Plus Credit Card

Visa Premier Select Rewards

This card's loaded with exclusive perks, from special MyPlus Rewards™ options to all the premium benefits of Visa Signature®. And you get great rates, too.

  • $5,000 minimum credit line
  • 2.90% APR for 12 months. Standard rates are from 11.15 – 18.00% APR 3, †
  • Earn 1.25 MyPlus Rewards™points for every $1 spent
Orange Affinity Plus credit card

Visa Premier Classic

If you're just starting to build your credit and aren't yet ready for the exclusive benefits of the Visa Premier Select Rewards card, this might be a good option for you.

  • $500 minimum credit line
  • 8.15 – 18% APR3
  • Does not earn rewards points for purchases

Getting Started is Easy

Not a member yet?

Membership is required for loans and accounts with us. But you can apply for them and become a member at the same time.

Already a member?

Apply for loans and open additional accounts in the mobile banking app, from the More screen. Or log in to online banking, then click “Apply” in the upper-right.

We're here to help.

From video calls and chat to secure messaging, there are all kinds of ways to contact us.

card controls & alerts. you set it.

For extra security and awareness, get alerts about your card usage. Or set controls that automatically decline some transactions, but not others. Manage your debit and credit cards however you want.

A laptop and a mobile device, showing the Manage Cards feature.

Disclosures & Important Info

1 Visa credit cards come with Auto Rental Collision Damage Waiver, Roadside Assistance, Emergency Cash and Emergency Card Replacement.

2 Affinity Plus offers 3 Skip a Pay months to cardholders. You'll be notified of the option if you're eligible with a skip payment message on your statement. During a Skip A Pay month, no payment is necessary on a credit card, however finance charges will continue to accrue at the normal rate.

3 APR = Annual Percentage Rate. APR is based on The Wall Street Journal Prime Rate ("Prime") plus a margin and will vary with Prime. Rates are subject to change at any time without notice. The maximum APR is 18%. The stated rate reflects all available discounts. Your actual rate may be different depending on your payment and credit history. Some restrictions may apply. New or existing Affinity Plus membership is required.

The introductory rate for the Visa® Premier Select Rewards credit card is valid for purchases and balances transfers made within the first 90 days of card opening starting from the date your account is approved. Valid only for balance transfers from other credit card companies, financial institutions, or department store credit cards and not be made payable to you, cash, or to make payments toward amounts you owe Affinity Plus Federal Credit Union. After the introductory period, any balance transfers or purchases processed will incur finance charges at your card’s standard rate. The standard variable APR is 11.15% — 18.00%, based on your payment and credit history.

View our Credit Card Agreement and Credit Card Agreement for important details regarding our credit cards.