Visa® Premier Select Rewards. it's a major reward.
This card's loaded with exclusive perks, from special MyPlus Rewards™ options to all the premium benefits and protections of Visa Signature.
- No annual fee
- No foreign transaction fees
- Introductory 2.90% APR for 12 months on purchases and external transfers made within 90 days of opening the card*
- After the promotional period, rates will be between – 18.00% APR, depending on what you qualify for*
- $5,000 minimum credit line
Bonus Points Introductory Offer
Earn 35,000 bonus MyPlus Rewards™ points when you spend $2,500 within the first 90 days.†
what you get
No Balance Transfer Fees
Save on interest charges from your higher-rate card.
Transfer at any time, without a fee or promotional period.
MyPlus Rewards™
Earn 1.25 MyPlus Rewards points for every $1 spent.
Redeem for travel without blackout dates, merchandise, and more!
Cash Back
An exclusive benefit for Visa Premier Select Rewards card holders.
You can redeem your MyPlus Rewards points for cash back.
Visa Signature Benefits
Includes cell phone protection, travel assistance, extended warranties and more!
See the complete list of Visa Signature Benefits.
Repay Your Way
Split up qualifying purchases into installment payments, and get more time to pay them back.GETTING STARTED IS EASY
Hear back soon
Fill out the simple online application, and hear back from us within a few business hours.
Already applied?
Return to your application to finish it, check its status, upload documents, or connect with your lender.
We're here to help.
If you have questions or need help with anything, please contact us.
Not sure if this is the right card?
Check out the Visa Premier Classic card. It has a lower APR, and a lower minimum credit line, too.
Credit Card Disclosures
* APR = Annual Percentage Rate. The introductory rate is valid for purchases and balances transfers made within the first 90 days of card opening starting from the date your account is approved. Valid only for balance transfers from other credit card companies, financial institutions, or department store credit cards and cannot be made payable to you, cash, or to make payments toward amounts you owe Affinity Plus Federal Credit Union. After the introductory period, any balance transfers or purchases processed will incur finance charges at your card's standard rate. The standard variable APR is — 18.00%, based on your payment and credit history.
APR is based on The Wall Street Journal Prime Rate ("Prime") plus a margin and will vary with Prime. Rates are subject to change at any time without notice. The maximum APR is 18%. The stated rate reflects all available discounts. New or existing Affinity Plus membership is required.
† To qualify for the 35,000 bonus MyPlus Rewards points, you must make purchases with your Affinity Plus Visa Premier Select Rewards credit card that totals $2,500 or more in net spend within your first 90 days of card opening starting from the date your account is approved. Purchases are purchases for goods and services minus returns and other credits. Purchases do NOT include fees or interest charges, balance transfers, cash advances, or person-to-person payments. Bonus points will be credited to your account at the end of the promotional period and reflected on your MyPlus Rewards account statement within 10 business days after the 90-day promotional period ends. To receive the 35,000 bonus points, your card must not be canceled or past due at the time of fulfillment. Also, purchases may fall outside of the 90-day period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction. Affinity Plus reserves the right to determine which purchases qualify for bonus points. The standard MyPlus Rewards Program details apply. Learn more about the MyPlus Rewards program. One offer per member.
Rates effective and subject to change at any time without notice.
View our Credit Card Agreement and Visa Premier Select Rewards Credit Card Disclosures for important details regarding our credit cards.