Personal Certificates

See Certificate Options

Term Dividend Rate APY* Minimum Balance
BASIC CERTIFICATES
3 month 3.735% 3.800% $500
6 month 3.639% 3.700% $500
9 month** 3.542% 3.600% $500
12 month
Available as an IRA‡
 3.445% 3.500% $500
13 month**
 3.542% 3.600% $500
18 month
 3.445% 3.500% $500
24 month
 3.445% 3.500% $500
30 month
 3.203% 3.250% $500
36 month
Available as an IRA‡
 3.542% 3.600% $500
42 month**
 2.960% 3.000% $500
48 month
 3.639% 3.700% $500
54 month**
 2.960% 3.000% $500
60 month
Available as an IRA‡
 3.735% 3.800% $500
66 month** 2.960% 3.000% $500
WAHOO CERTIFICATE
12 month
Available as an IRA‡
 0.995% 1.000% $0
CERTIFICATE BUILDER
12 month
Available as an IRA‡
 0.995% 1.000% $100
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Certificate Disclosures

Early withdrawal penalties may apply if you withdraw funds from your account before the maturity date. For Wahoo Certificate accounts, you may make one withdrawal without penalty.

‡ Available as an Individual Retirement Account (IRA) Certificate. IRA Certificate dividends must accrue on the certificate.

* APY = Annual Percentage Yield. Fees may reduce the earnings on these accounts and are subject to change at any time. Dividends are compounded monthly. Rules governing these accounts are available upon request. View our Truth-in-Savings Disclosures for important account information.

**The 9 month, 13 month, 42 month, 54 month and 66 month certificates will automatically renew to a 12 month term at maturity.


Rates effective  and subject to change at any time without notice.