Auto Loan Rates

Term	APR* as low as	Payment Example per $1,000 borrowed
NEW AUTO (2022– 2023)
36 month	4.24% APR*	$29.63 Payment Example
48 month	4.49% APR*	$22.80 Payment Example
60 month	4.74% APR*	$18.75 Payment Example
72 month	4.74% APR*	$15.98 Payment Example
84 month**	5.24% APR*	$14.25 Payment Example
USED AUTO (2017 – 2022)
36 month	4.24% APR*	$29.63 Payment Example
48 month	4.74% APR*	$22.91 Payment Example
60 month	4.74% APR*	$18.75 Payment Example
72 month	4.99% APR*	$16.10 Payment Example
84 month**	5.24% APR*	$14.25 Payment Example
OLDER USED AUTO (2016 & older)
36 month	5.74% APR*	$30.30 Payment Example
48 month	5.99% APR*	$23.48 Payment Example
60 month	6.24% APR*	$19.44 Payment Example

Auto Loan Rate Disclosures

* APR = Annual Percentage Rate. Your actual rate may be different depending on your payment and credit history and Vehicle Loan-to-Value. Some restrictions may apply. Rates are subject to change without notice at any time. New or existing Affinity Plus membership is required.

Rates are subject to change based on market conditions. Actual rate is based on factors, including applicant's credit history, term, and Loan-to-Value (LTV). All loans are subject to credit approval. Affinity Plus Federal Credit Union finances up to 125% of MSRP (new vehicles) or the NADA Retail Value (used vehicles). The maximum interest rate for this loan type is 18% APR and the minimum loan amount for the 84-month loan is $25,000. New Auto must be model years 2022 or newer. Used Auto must be model years 2017 to 2022. For model years 2016 or older, please contact us for more information. Not all applicants will qualify for the lowest rate. Other rates and terms available. Subject to credit review. Some restrictions may apply. New or existing Affinity Plus membership is required.

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Current Rates

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