Student Loan Rates

Technology Loan

Get the technology to support your education. Reduce your interest rate by 1% each semester you maintain a grade point average of "B" or better, up to 2% cap each year.

Learn about our Technology Loan →

TermAPR*
as low as
Payment Example
per $1,000 borrowed
36 month
Fixed-Rate
10.65%
APR*
$32.57
Payment Example

Graduate Line of Credit

Our certified student loan can help fund the journey to completing your Master's degree.

Learn about our Graduate Line of Credit →

TermAPR
as low as
180 month4.85%
APR

Student Loan Refinance

With a low, competitive rate, our refinance loan can help consolidate your multiple student loans into one manageable loan.

Learn about our Student Loan Refinance →

TermAPR*
as low as
FIXED-RATE LOANS
60 month4.24%
APR*
120 month5.24%
APR*
180 month5.99%
APR*
VARIABLE-RATE LOANS
60 month1.62%
APR*
120 month2.87%
APR*
180 month3.12%
APR*

Undergraduate Line of Credit

Our certified student loan can help fund gaps that student aid may leave behind during your pursuit of an undergraduate degree.

Learn about our Undergraduate Line of Credit →

TermAPR
as low as
240 month3.85%
APR

Graduate Rate Disclosures

Refinance Rate Disclosures

Undergraduate Rate Disclosures

* The Annual Percentage Rate (APR) for fixed-rate loans doesn't change over the life of the loan. The APR for variable-rate loans is based on The Wall Street Journal Prime Rate ("Prime") plus a margin and adjusts quarterly with Prime. The current stated rates took effect on July 1, 2020.

Your actual rate may be different depending on your payment and credit history. Rate reduction may be available when payments are applied automatically. Some restrictions may apply. New or existing Affinity Plus membership is required.

Please refer to our student loan partner site for more important rate information.

* APR = Annual Percentage Rate. Posted rate reflects all available discounts. Your actual rate may be different depending on your payment and credit history.

New or existing Affinity Plus membership is required. Must be enrolled in a college or university program and provide documentation for the dollar amount you are requesting to borrow.

Current since April 1, 2020 subject to change at any time without notice.

† The Annual Percentage Rate is based on The Wall Street Journal Prime Rate ("Prime") plus a margin and adjusts quarterly based upon Prime. The current stated rates took effect on July 1, 2020.

Your actual rate may be different depending on your payment and credit history. Rate reduction may be available when payments are applied automatically. Some restrictions may apply. New or existing Affinity Plus membership is required.

Please refer to our student loan partner site for more important rate information.

† The Annual Percentage Rate is based on The Wall Street Journal Prime Rate ("Prime") plus a margin and adjusts quarterly based upon Prime. The current stated rates took effect on July 1, 2020.

Your actual rate may be different depending on your payment and credit history. Rate reduction may be available when payments are applied automatically. Some restrictions may apply. New or existing Affinity Plus membership is required.

Please refer to our student loan partner site for more important rate information.

Go