Student Loan Rates

Technology Loan

Get the technology to support your education. Reduce your interest rate by 1% each semester you maintain a grade point average of "B" or better, up to 2% cap each year.

Term APR*
as low as
Payment Example
per $1,000 borrowed
36 month
Fixed-Rate
13.40% $33.89

Graduate Line of Credit

Our certified student loan can help fund the journey to completing your Master's degree.

Term APR†
as low as
180 month 8.35%

Student Loan Refinance

With a low, competitive rate, our refinance loan can help consolidate your multiple student loans into one manageable loan.

Term APR*
as low as
FIXED-RATE LOANS
60 month 6.24%
120 month 6.49%
180 month 7.24%
VARIABLE-RATE LOANS
60 month 6.50%
120 month 7.00%
180 month 7.50%

Undergraduate Line of Credit

Our certified student loan can help fund gaps that student aid may leave behind during your pursuit of an undergraduate degree.

Term APR†
as low as
FIXED-RATE LOANS
120 month 6.99%
VARIABLE-RATE LOANS
240 month 7.24%
Want to see how rates affect your payment?
Use our calculators to simulate payments, compare terms, see how long it'll take to reach your savings goals, and more.

Technology Loan Rate Disclosures

* APR = Annual Percentage Rate. Posted rate reflects all available discounts. Your actual rate may be different depending on your payment and credit history.


New or existing Affinity Plus membership is required. Must be enrolled in a college or university program and provide documentation for the dollar amount you are requesting to borrow.


Current since October 1, 2022 subject to change at any time without notice.


Graduate Rate Disclosures

† The Annual Percentage Rate is based on The Wall Street Journal Prime Rate ("Prime") plus a margin and adjusts quarterly based upon Prime. The current stated rates took effect on Feb 1, 2024.


Your actual rate may be different depending on your payment and credit history. Rate reduction may be available when payments are applied automatically. Some restrictions may apply. New or existing Affinity Plus membership is required.


Please refer to our student loan partner site. for more important rate information.


Refinance Rate Disclosures

* The Annual Percentage Rate (APR) for fixed-rate loans doesn't change over the life of the loan. The APR for variable-rate loans is based on The Wall Street Journal Prime Rate ("Prime") plus a margin and adjusts quarterly with Prime. The current stated rates took effect on Feb 1, 2024.


Your actual rate may be different depending on your payment and credit history. Rate reduction may be available when payments are applied automatically. Some restrictions may apply. New or existing Affinity Plus membership is required.


Please refer to our student loan partner site. for more important rate information.


Undergraduate Rate Disclosures

† The Annual Percentage Rate is based on The Wall Street Journal Prime Rate ("Prime") plus a margin and adjusts quarterly based upon Prime. The current stated rates took effect on Feb 1, 2024.


Your actual rate may be different depending on your payment and credit history. Rate reduction may be available when payments are applied automatically. Some restrictions may apply. New or existing Affinity Plus membership is required.


Please refer to our student loan partner site. for more important rate information.