Refinance Rate Disclosures
* The Annual Percentage Rate (APR) for fixed-rate loans doesn't change over the life of the loan. The APR for variable-rate loans is based on The Wall Street Journal Prime Rate ("Prime") plus a margin and adjusts quarterly with Prime. The current stated rates took effect on Feb 1, 2024.
Your actual rate may be different depending on your payment and credit history. Rate reduction may be available when payments are applied automatically. Some restrictions may apply. New or existing Affinity Plus membership is required.
Please refer to our student loan partner site. for more important rate information.