Mortgage Loans. You Deserve Easy.

Starting with an easy application, we'll help simplify the mortgage process for you. And our mortgage experts are with you up through closing.

Zoua, an Affinity Plus member, in front of a home with solar panels.
Zoua, Affinity Plus Member

What You Get

Low Closing Costs

We offer competitive closing costs and make them easy to understand, so you’ll know early on exactly what they are.

Affinity Plus Servicing

You have a partner through the life of the loan. Because we service all loans we originate, payments are always made to us.

MyPlus Rewards™

Mortgages earn MyPlus Rewards points. which can be redeemed for travel, gift cards, merchandise and more.

What Are You Looking To Do?

Buy a House

We offer conventional mortgage purchase loans for your dream home. And if you're still shopping, apply for preapproval.

  • 97% Purchase (First-Time Homebuyer option)
  • Fixed-rate and adjustable-rate options
  • Terms to fit your financing needs

Build a House

Our construction loan can help you build the home of your dreams, using the licensed builder of your choice.

  • Construction-to-Permanent financing
  • Finance up to 90% of land and construction costs

Refinance a Mortgage

Looking to lower your existing mortgage payments, to consolidate debt, or to get cash at closing? You have options.

  • Traditional Refinance: Get a better rate and more manageable monthly payments
  • Cash-out Refinance: Borrow up to 80% of your home's value to get cash at closing

Invest in Property

An investment property loan can help if you're looking to flip a property or get rental income from it.

  • Purchase or refinance options
  • Single- and multi-unit properties

Getting Started is Easy

Get Started

Apply online to start the approval process. A mortgage loan officer will reach out to complete the application process.

Returning Applicants

Return to an application you've already started, securely upload documents, and check the status of your application.

We're here to help.

You can connect with a mortgage loan expert for questions you have about our home loans.


Home Equity Options

Tap into your home's equity with a lump-sum loan, or a revolving Home Equity Line of Credit (HELOC).

Jake, a Minnesota resident, on a purple background
Jake, Affinity Plus Resident


Closing costs will apply. Homeowner's insurance is required on the property securing the loan. New or existing Affinity Plus membership is required. All loans are subject to approval.