Home Equity Loan Rates
Our great rates make it affordable to tap into the equity in your home. Not all products and terms are shown here, but we're happy to review all options with you if you contact us for more details.
Home Equity
Our home equity loans offer a fixed rate for predictable monthly payments.
| Term | Rates
starting at | APR*
as low as | Payment Example** | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
LESS THAN 80% LOAN-TO-VALUE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 5-Year
Fixed-Rate | 2.990%
Rates | 3.389%
APR* | $808.39 Payment Example** | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 10-Year
Fixed-Rate | 3.490%
Rates | 3.698%
APR* | $444.78 Payment Example** | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 15-Year
Fixed-Rate | 3.990%
Rates | 4.136%
APR* | $332.63 Payment Example** | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Home Equity Line of Credit (HELOC)
Our HELOCs offer a 10-year maximum term. Rates are variable, and the maximum APR is 18%.
| Term | Rates
starting at | APR*
as low as | Payment Example** |
|---|---|---|---|
| Less than 90% loan-to-value
Variable-Rate | 2.500%
Rate | 2.705%
APR* | $424.20
Payment Example** |
Home Improvement
Our home improvement loan is for loan amounts up $70,000 and offers terms up to 10 years.
| Term | Rate
starting at | APR*
as low as | Payment Example** |
|---|---|---|---|
| 5-Year
Fixed-Rate | 3.490%
Rate | 3.891%
APR* | $818.43 Payment Example** |
Home Solar Loan
| Term | Rate
starting at | APR*
as low as | Payment Example** | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
LESS THAN 80% LOAN-TO-VALUE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 5-Year
Fixed-Rate | 2.490%
Rate | 2.887%
APR* | $798.43
Payment Example** | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Get Rewarded for Borrowing
With a Home Equity loan, you'll earn 8 MyPlus Rewards™ points a month per $1,000 in average daily loan balances.
Want to see how rates affect your payment?
Use our calculators to simulate payments, compare terms, see how long it'll take to reach your savings goals, and more.