Home Equity Loan Rates

Home Equity General Rate Disclosures

* APR = Annual Percentage Rate. The APR is calculated based upon typical finance charges and closing costs.

** Payment examples are based upon a $45,000 loan and include finance charges.

The stated rates are the lowest rates available to those in good credit standing and do not include any discount points. Your rate may be different depending on your credit history, loan-to-value, property value and other factors. Closing costs will apply. Homeowner's insurance is required on the property securing the loan. New or existing Affinity Plus membership is required.

HELOC Rate Disclosures

† The annual percentage rate (APR) for home equity lines of credit is based upon The Wall Street Journal Prime Rate ("Prime") plus a margin, and will vary with Prime. The maximum APR is 18%.

Closing costs will apply ranging from $340 - $1,000. Ranges are based on a minimum loan amount of $10,000 and a maximum of $100,000.

Home Improvement Loan Disclosures

The rate is effective as of April 11, 2022, and is subject to change based on market conditions and borrower eligibility. The stated rate is a fixed rate. Actual rates are based on credit history, loan term, and Loan-to-Value (LTV). Your rate may be higher if you don't have a mortgage with Affinity Plus. All loans are subject to credit approval.

Closing costs will apply and will range from $340-$1,000. Ranges are based on minimum loan amount of $5,000 and maximum of $70,000.

Homeowner’s property insurance is required.

Your APR may be higher based your credit qualifications, Combined Loan-to-Value (CLTV), and/or property type.