Current Rates

Current Rates

Home Equity Loan - Fixed Rate

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Effective as of April 8, 2019

Term Rates Starting At APR* as Low as Payment Example**
Less than 80% loan to value      
5-Year Conforming 2.990% 3.362% $808.39
10-Year Conforming 3.490% 3.684% $444.78
15-Year Conforming 4.125% 4.261% $335.69

 

Learn more about home equity loans

*APR=Annual Percentage Rate. The stated rate is the lowest rate available. Actual rate may vary and is based on credit history, loan-to-value and property status. Rates are subject to change at any time without notice. Closing costs will apply. Homeowner's insurance is required on the property securing the loan. New or existing Affinity Plus membership is required.

**Payment example is based upon a loan amount of $45,000.

Solar Loan - Fixed Rate

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Effective as of April 8, 2019

Term Rates Starting At APR* as Low As Payment Example**
Less than 80% loan to value      
5-Year Conforming 2.740% 2.932% $429.14

 

Learn more about solar loans

*APR=Annual Percentage Rate. The stated rate is the lowest rate available. Actual rate may vary and is based on credit history, loan-to-value and property status. Rates are subject to change at any time without notice. Closing costs will apply. Homeowner's insurance is required on the property securing the loan. New or existing Affinity Plus membership is required.

**Payment example is based upon a loan amount of $45,000.

Loan terms of 10 and 15 years are also available.

Home Improvement Loans

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Effective as of April 8, 2019

Terms Rates Starting At APR* as Low as Payment Example**
5-Year Conforming 6.250% 6.633% $875.22

 

Learn more about home improvement loans

*APR=Annual Percentage Rate. The stated rate is the lowest rate available. Actual rate may vary and is based on credit history, loan-to-value and property status. Rates are subject to change at any time without notice. Closing costs will apply. Homeowner's insurance is required on the property securing the loan. New or existing Affinity Plus membership is required.

**Payment example is based upon a loan amount of $45,000.

Loan terms of 8 and 10 years are also available.

Home Equity Line of Credit

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Effective as of April 8, 2019

Loan Amount Rates Starting At APR* as Low as Payment Example**
Less than 90% loan to value 4.750% 4.949% $471.81

 

Learn more about home equity line of credit

*APR = Annual Percentage Rate. The APR for home equity lines of credit are based upon The Wall Street Journal Prime Rate ("Prime") plus a margin, and will vary with Prime. The maximum APR is 18%. Rates are subject to change at any time without notice. The stated rates are the lowest available to those in good credit standing (credit score of 730 or higher). Your rate may be different depending on your credit history, loan-to-value and property status. Maximum term is 10 years. Closing costs will apply. Homeowner's insurance is required on the property securing the loan. New or existing Affinity Plus membership is required.

**Payment example is based upon a loan amount of $45,000.

Copyright 2019
Affinity Plus Federal Credit Union
175 West Lafayette Frontage Road
St. Paul, MN 55107 | (800) 322-7228

Your savings accounts are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Affinity Plus is an Affirmative Action/Equal Opportunity Employer (AA/EOE). All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, protected veteran status or status as an individual with a disability.

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