business equipment loan. power on.
From industrial machines to electronic equipment, we put the buying power in your hands.*
what you get
No hidden fees
A $150 flat document processing fee.
And no pre-payment penalties.
Flexible terms & fixed rates
Loan terms up to 60 months.
And the interest rates are fixed for predictable payments.
Greater loan value
Loans up to 80% of the equipment’s value.†
Available for new or used equipment.
MyPlus Rewards™
Your business loan earns MyPlus Rewards points.
Use points to lower loan rates‡, get travel rewards and more.
GETTING STARTED IS EASY
Not a member yet?
Learn about becoming a business member.
Already a member?
Schedule an appointment and we'll be ready when you are.
Or, you can submit an interest form to connect with a business captain.
Have Questions?
From video calls and chat to secure messaging, there are all kinds of ways to contact us.
what to expect
We’ll have you start by meeting with one of our business service specialists, and together you’ll find the right accounts and services for your business.
You'll need the following:
- Business and Personal Federal and State tax returns (for the last 2 years)1
- Business Debt Schedule
- Financial documentation as requested2
Disclosures
New or existing Affinity Plus membership is required.
* Business equipment loans are only available for equipment in the United States. Loans up to $25,000 may not be required to be secured; loans greater than $25,000 are required to be secured. Loans are secured by a UCC-1 Financing Statement.
† Equipment value is determined by reviewing the purchase agreement, or by other means using comparable values.
‡ Business members can redeem MyPlus Rewards points to get a lower rate on Business Vehicle and Equipment loans.
1 We require at least two years of Business and Personal tax returns for both Federal and State, including all schedules and worksheets. In some situations we may require three years of tax returns.
2 Depending upon your specific situation, we may also require the following: (1) Affinity Plus Personal Financial Statement; (2) Business Financial Statements; and (3) Purchase Agreement for vehicle and equipment loan requests. The member advisor handling your loan request will let you know what additional documentation you'll need to provide.