Money Markets. Say Hi to higher rates.
Get a higher dividend rate than you would with a traditional savings account, plus easy access to your money. All without being locked into a term. Pretty perfect way to save.
What You Get
Earn a higher dividend rate while keeping your savings safe with deposits insured up to $250,000.
Make deposits as often as you'd like, and watch your balance grow as your dividends compound monthly.
Get easy access to your money with transfers to and from your money market.
Our top-rated mobile banking app and online banking make transfers even easier.
Get your paycheck and other direct deposits up to 2 days early at Affinity Plus.
All you need to do is set up direct deposit with your payer.1
MyPlus Rewards™ Points
Earn 4 MyPlus Rewards points a month per $1,000 in average daily savings balances.
Take Your Pick
Superior Market Account
The very best rate of all our money markets, and no minimum balance! Because you deserve flexibility.
- 3.500% APY for balances up to $25,000; portions over $25,000 earn 3.000%2
- No minimum balance and no minimum balance fee
- Must meet requirements to earn higher dividend rate3
This account can be opened online.
A+ Market Account
The A+ Money Market offers you a higher dividend rate than what you get with the Capitol.
- $10,000 minimum balance to earn dividends
- Subject to a minimum balance fee4
Please contact us to open an A+ Money Market account.
Capitol Money Market Account
Earn dividends on balances of at least $2,000; and your rate increases for balances over $5,000.
- $2,000 minimum balance to earn dividends
- Rate increase for balances above $5,000
- Not subject to a monthly minimum balance fee
Please contact us to open an Capitol Money Market account.
Nova Money Market Account
Of our 3 money markets without monthly requirements, the Nova earns the highest dividends.
- $25,000 minimum balance to earn dividends
- Subject to a minimum balance fee4
Please contact us to open a Nova Money Market account.
Getting Started is Easy
Not a member yet?
Membership is required for loans and accounts with us. But you can apply for them and become a member at the same time.
Already a member?
Apply for loans and open additional accounts in the mobile banking app, from the More screen. Or log in to online banking, then click “Apply” in the upper-right.
We're here to help.
From video calls and chat to secure messaging, there are all kinds of ways to contact us.
Stash Your Cash
Set your account to automatically round up your debit card purchases to the next dollar. The spare change goes right to your money market or any savings account, just like that.
Good to Know
- Your early access to direct deposits depends on the payer and when they submit their payment file. Affinity Plus usually makes these funds available the day we get the payment file, which can be 1 – 2 days earlier than the scheduled payment date.
- APY = Annual Percentage Yield. The dividend rate for balances over $25,000 is 2.960%. Rates effective 5/4/2023 and can change at any time without notice. Fees may reduce the earnings on these accounts and are subject to change at any time. Dividends are compounded monthly.
- To earn the higher dividend rate for this account, you must have direct deposit of $500 minimum each month (payroll, Social Security or unemployment) to any Affinity Plus checking, savings or money market account and be enrolled in digital statements. If you don't meet these requirements for a month, you'll receive a rate of 0.100% APY for that month. One Superior Money Market per membership.
- The A+ Money Market and Nova Money Market are subject to a minimum balance fee if the balance falls below the minimum balance.
Important Information & Disclosures
Service Fees: A simple explanation of exactly what you can be charged and when.
Truth-in-Savings Disclosure: The rates, terms and limitations that apply to your account.