Homeowner Personal Loan. Welcome Home Improvement.

Take on those home repairs or renovation projects to make your house the home of your dreams. And do it without closing costs or collateral.

Kelly, an Affinity Plus member, in front of a home with solar panels.
Kelly, Affinity Plus Member

What you get

Benefit From Homeownership

The length of your home ownership can help lower your rate.1

And you may qualify for a rate discount if you have your mortgage with us.2

Equity Stays Intact

No equity or collateral needed. Increase your home’s value without putting your home equity on the line.

Up to $30,000

Access funding to tackle the smaller projects.

Get funds fast with our quick application and approval process.

Getting Started is Easy

Hear back soon

Fill out the simple online application, and hear back from us within a few business hours.

Already applied?

Return to your application to finish it, check its status, upload documents, or connect with your lender.

We're here to help.

If you have questions or need help with anything, please contact us.

Home Improvement Loan

If you need access to larger amounts, consider our Home Improvement Loan or other home equity options.

Asha, a Minnesota resident, on a purple background
Asha, Minnesota Resident

Disclosures

The Homeowner Personal Loan is a personal unsecured loan. New or existing Affinity Plus membership is required. All loans are subject to approval.

1. Rates for this loan are based upon loan amount and length of homeownership. See rates table for more information.

2. Mortgage verification is required to qualify for a rate reduction.