Credit Card Rates

We offer two credit cards, each with a low annual percentage rate (APR) for purchases, cash advances and balance transfers.

Learn more about our Credit Cards →

Credit CardAPR*
as low as
Visa® Premier Classic8.15%
Visa® Premier Select Rewards11.15%

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Rewards Card With No Annual Fee

With the Visa® Premier Select Rewards card, you earn MyPlus Rewards™ points that can be redeemed for cash back, travel and other reward options.

Credit Card Rate Disclosures

* APR = Annual Percentage Rate. The APR for credit cards is based on The Wall Street Journal Prime Rate ("Prime") plus a margin and will vary with Prime. The maximum APR is 18%. The stated rate reflects all available discounts. Your actual rate may be different depending on your payment and credit history. Some restrictions may apply. New or existing Affinity Plus membership is required.

View our full Credit Card Disclosures for important account information.

Rates current since April 13, 2020 and subject to change at any time without notice.