Credit Card Rates

We offer two credit cards, each with a low annual percentage rate (APR) for purchases, cash advances and balance transfers.

See Credit Card Options

Credit Card APR*
as low as
Visa® Premier Classic 11.65%
Visa® Premier Select Rewards 14.65%

See what rate you might qualify for

Answer a few quick questions and we’ll give you a rate estimate, with no impact to your credit score. If you like the terms, we’ll get you a speedy application.

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Want to see how rates affect your payment?
Use our calculators to simulate payments, compare terms, see how long it'll take to reach your savings goals, and more.

Credit Card FAQ

At Affinity Plus, all our credit card options have no annual fee.

Affinity Plus doesn’t charge balance transfer fees on credit cards, so you can move a balance without paying an extra fee.

That depends on what you're looking for. Credit union credit cards often come with lower fees and competitive rates, while bank cards may offer bigger rewards programs. Comparing the details can help you find the right fit.

There's no one-size-fits-all credit score requirement. Some cards are designed for people with established credit, while others can help you build or rebuild your credit history.

All Affinity Plus credit cards can help you build credit when you use them responsibly. If you're just getting started, the Visa Premier Classic Card is a great option. And as a member, you can check your credit score anytime for free.

Credit Card Rate Disclosures

* APR = Annual Percentage Rate. The APR for credit cards is based on The Wall Street Journal Prime Rate ("Prime") plus a margin and will vary with Prime. The maximum APR is 18%. The stated rate reflects all available discounts. Your actual rate may be different depending on your payment and credit history. Some restrictions may apply. New or existing Affinity Plus membership is required.


View our Credit Card Agreement,  Visa Premier Select Rewards Credit Card Disclosures  and  Visa Premier Classic Credit Card Disclosures for important details regarding our credit cards.


Rates current since   and subject to change at any time without notice.