Credit Card Rates

We offer two credit cards, each with a low annual percentage rate (APR) for purchases, cash advances and balance transfers.

See Credit Card Options

Credit Card APR*
as low as
Visa® Premier Classic 11.65%
Visa® Premier Select Rewards 14.65%

You can answer a few quick questions to see what rate you might qualify for, with no impact to your credit score.

Already a member? Log in to digital banking to check if you have pre-approved loan offers waiting for you.

Want to see how rates affect your payment?
Use our calculators to simulate payments, compare terms, see how long it'll take to reach your savings goals, and more.

Credit Card Rate Disclosures

* APR = Annual Percentage Rate. The APR for credit cards is based on The Wall Street Journal Prime Rate ("Prime") plus a margin and will vary with Prime. The maximum APR is 18%. The stated rate reflects all available discounts. Your actual rate may be different depending on your payment and credit history. Some restrictions may apply. New or existing Affinity Plus membership is required.


View our Credit Card Agreement,  Visa Premier Select Rewards Credit Card Disclosures  and  Visa Premier Classic Credit Card Disclosures for important details regarding our credit cards.


Rates current since   and subject to change at any time without notice.