Holiday Loan. Available all year.

Whether you’re gathering for Christmas, Hanukkah, Eid al-Fitr, or Lunar New Year, we’ve got you covered. The year-round Holiday Loan helps you manage the extra expenses, so you can celebrate with peace of mind.

Patricia, an Affinity Plus member, on a green background
Patricia, Affinity Plus Member

What You Get

A Fixed Rate

You’ll have the predictability of a fixed rate, so you’ll always have the same manageable payment.

Up to $2,500

Borrow up to $2,500 to help with holiday extras like gifts, family meals, travel and more.

10 Months to Pay

Take up to 10 months to pay your loan back – or do it sooner with no pre-payment penalty.1

45 Day Grace Period

Don’t worry about making a payment for the first 45 days after funding.2

Getting Started is Easy

Not a member yet?

Membership is required for loans and accounts with us. But you can apply for most types and become a member at the same time.

Already a member?

Apply for loans and open additional accounts in the mobile banking app, from the More screen. Or log in to online banking, then click “Apply” in the upper-right.

We're here to help.

If you have questions or trouble getting back to your application, please contact us.

Financing for Whatever

With competitive rates and loan products for all your needs, we'll help you get the financing to meet your goals.

Asha, a Minnesota resident, on a purple background
Asha, Minnesota Resident


The Holiday Loan is a personal unsecured loan. Loans are subject to credit approval. Offers available based on borrower eligibility. New or existing Affinity Plus membership is required. Only one Holiday Loan can be obtained per membership.

1. Payment Example: A loan of $1,000 for 10 months at 8.24% Annual Percentage Rate will result in an approximate monthly payment of $103.82.

2. Interest will accrue during the 45-day no-payment period.