Holiday Loan. Available all year.

Whether you’re gathering for Christmas, Hanukkah, Eid al-Fitr, or Lunar New Year, we’ve got you covered. The year-round Holiday Loan helps you manage the extra expenses, so you can celebrate with peace of mind.

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Patricia, an Affinity Plus member, on a green background
Patricia, Affinity Plus Member

What You Get

A Fixed Rate

You’ll have the predictability of a fixed rate, so you’ll always have the same manageable payment.

Up to $2,500

Borrow up to $2,500 to help with holiday extras like gifts, family meals, travel and more.

10 Months to Pay

Take up to 10 months to pay your loan back – or do it sooner with no pre-payment penalty.1

45 Day Grace Period

Don’t worry about making a payment for the first 45 days after funding.2

About Your Application

Hear back soon

Fill out the simple online application, and hear back from us within a few business hours.

Already applied?

Return to your application to finish it, check its status, upload documents, or connect with your lender.

We're here to help.

If you have questions or need help with anything, please contact us.

Financing for Whatever

With competitive rates and loan products for all your needs, we'll help you get the financing to meet your goals.

Asha, a Minnesota resident, on a purple background
Asha, Minnesota Resident

Disclosures

The Holiday Loan is a personal unsecured loan. Loans are subject to credit approval. Offers available based on borrower eligibility. New or existing Affinity Plus membership is required. Only one Holiday Loan can be obtained per membership.

1. Payment Example: A loan of $1,000 for 10 months at 8.24% Annual Percentage Rate will result in an approximate monthly payment of $103.82.

2. Interest will accrue during the 45-day no-payment period.