Savings Accounts. Goals, Here You Come.

Build your nest egg, or protect yourself from overdrafts with no monthly maintenance fees. You can even get in on drawings for cash prizes, or earn dividends with no minimum balance.

Mariah, an Affinity Plus member, on a teal background
Mariah, Affinity Plus Member

What you get

No Monthly Maintenance Fees

The point of saving is to make more money by earning dividends, not to pay fees just for having an account.

Easy Transfers

Schedule transfers to or from your savings with our top-rated mobile banking app or online banking.

Early Pay

Get your paycheck and other direct deposits up to 2 days early at Affinity Plus.

All you need to do is set up direct deposit with your payer.1

Savings Resources

Take your pick & Open it online

Membership Savings

A simple savings account that represents your share in the credit union. It’s required for each member.

  • $10 minimum balance (your membership share)
  • No required term
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WINcentive® Savings (MN & WI Only)

Each time you increase your month-over-month WINcentive balance by $25, you’re entered into a drawing for cash prizes. Minnesota and Wisconsin residents only.

  • $5 minimum balance requirement
  • 12-month savings commitment, with fees for early withdrawal2
  • Prize drawings occur monthly, quarterly and annually3

Learn more about WINcentive Savings

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Shares II Savings

No minimum balance, no fuss. Some people like this account so much, they have more than 1 for different things (vacation, holiday shopping, etc.).

  • No minimum balance 
  • No required term
Open an Account Check Rates

Getting Started is Easy

Not a member yet?

Membership is required for accounts with us. But you can apply for most types and become a member at the same time.

Already a member?

To open an additional account, log in to digital banking and select “Open an Account” from the menu.

We're here to help.

If you have questions or need help with anything, please contact us.

Stash Your Cash

Set your account to automatically round up your debit card purchases to the next dollar. The spare change goes right to your savings account, just like that.

Start Stashing Cash See Details
Josh, a Minnesota resident, on a green background.
Josh, Minnesota Resident

Good to Know

  1. Your early access to direct deposits depends on the payer and when they submit their payment file. Affinity Plus usually makes these funds available the day we get the payment file, which can be 1 – 2 days earlier than the scheduled payment date.
  2. You may make up to two withdrawals during the 12-month savings period, but you will incur a fee for doing so. The fee for the first withdrawal is $10, and the fee for a second withdrawal is $25. A third withdrawal closes the account without a fee.

    After the 12 month savings period you can choose to continue for another 12 months, or withdraw the money. In your anniversary month you're permitted to take one no-penalty withdrawal. You can withdraw some or all the money or roll it over to another share account. Any money in the account after the anniversary period is an eligible entry in prize drawings for the next 12-month savings period.

  3. You get a maximum of four (4) entries per month; a maximum of twelve (12) entries per quarter; and a maximum of forty eight (48) entries per twelve (12) month savings period.