Credit Card Disclosures
* APR = Annual Percentage Rate. The introductory rate is valid for purchases and balances transfers made within the first 90 days of card opening starting from the date your account is approved. Valid only for balance transfers from other credit card
companies, financial institutions, or department store credit cards and cannot be made payable to you, cash, or to make payments toward amounts you owe Affinity Plus Federal Credit Union. After the introductory period, any balance transfers or purchases
processed will incur finance charges at your card's standard rate. The standard variable APR is 16.4% — 18.00%, based on your payment and credit history.
APR is based on The Wall Street Journal Prime Rate ("Prime") plus a margin and will vary with Prime. Rates are subject to change at any time without notice. The maximum APR is 18%. The stated rate reflects all available discounts. New or existing Affinity
Plus membership is required.
† To qualify for the 35,000 bonus MyPlus Rewards points, you must make purchases with your Affinity Plus Visa Premier Select Rewards credit card that totals $2,500 or more in net spend within your first 90 days of card opening starting
from the date your account is approved. Purchases are purchases for goods and services minus returns and other credits. Purchases do NOT include fees or interest charges, balance transfers, cash advances, or person-to-person payments. Bonus points
will be credited to your account at the end of the promotional period and reflected on your MyPlus Rewards account statement within 10 business days after the 90-day promotional period ends. To receive the 35,000 bonus points, your card must not be
canceled or past due at the time of fulfillment. Also, purchases may fall outside of the 90-day period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction.
Affinity Plus reserves the right to determine which purchases qualify for bonus points. The standard MyPlus Rewards Program details apply. Learn more about the MyPlus Rewards program.
One offer per member.
Rates effective August 21, 2023 and subject to change at any time without notice.
View our Credit Card Agreement and Visa Premier Select Rewards Credit Card Disclosures for important details regarding our credit cards.