Visa® Premier Select Rewards. it's a major reward.

This card's loaded with exclusive perks, from special MyPlus Rewards™ options to all the premium benefits and protections of Visa Signature. And you get great rates, too.

  • No annual fee
  • No foreign transaction fees
  • Introductory 2.90% APR for 12 months on purchases and external transfers made within 90 days of opening the card*
  • After the promotional period, rates will be between 16.4 – 18.00% APR, depending on what you qualify for*
  • $5,000 minimum credit line
Black Affinity Plus credit card on a green background

Bonus Points Introductory Offer

Earn 35,000 bonus MyPlus Rewards™ points when you spend $2,500 within the first 90 days.†

what you get

No Balance Transfer Fees

Save on interest charges from your higher-rate card.

Transfer at any time, without a fee or promotional period.

MyPlus Rewards™

Earn 1.25 MyPlus Rewards points for every $1 spent.

Redeem for travel without blackout dates, merchandise, and more!

Cash Back

An exclusive benefit for Visa Premier Select Rewards card holders.

You can redeem your MyPlus Rewards points for cash back.

Visa Signature Benefits

Includes cell phone protection, travel assistance, extended warranties and more!

See the complete list of Visa Signature Benefits.

Repay Your Way

Split up qualifying purchases into installment payments, and get more time to pay them back.


Not a member yet?

Membership is required for loans and accounts with us. But you can apply for most types and become a member at the same time.

Already a member?

Apply for loans and open additional accounts in the mobile banking app, from the More screen. Or log in to online banking, then click “Apply” in the upper-right.

We're here to help.

If you have questions or trouble getting back to your application, please contact us.

Not sure if this is the right card?

Check out the Visa Premier Classic card. It has a lower APR, and a lower minimum credit line, too.

Orange Affinity Plus credit card on a teal background

Credit Card Disclosures

* APR = Annual Percentage Rate. The introductory rate is valid for purchases and balances transfers made within the first 90 days of card opening starting from the date your account is approved. Valid only for balance transfers from other credit card companies, financial institutions, or department store credit cards and cannot be made payable to you, cash, or to make payments toward amounts you owe Affinity Plus Federal Credit Union. After the introductory period, any balance transfers or purchases processed will incur finance charges at your card's standard rate. The standard variable APR is 16.4% — 18.00%, based on your payment and credit history.

APR is based on The Wall Street Journal Prime Rate ("Prime") plus a margin and will vary with Prime. Rates are subject to change at any time without notice. The maximum APR is 18%. The stated rate reflects all available discounts. New or existing Affinity Plus membership is required.

To qualify for the 35,000 bonus MyPlus Rewards points, you must make purchases with your Affinity Plus Visa Premier Select Rewards credit card that totals $2,500 or more in net spend within your first 90 days of card opening starting from the date your account is approved. Purchases are purchases for goods and services minus returns and other credits. Purchases do NOT include fees or interest charges, balance transfers, cash advances, or person-to-person payments. Bonus points will be credited to your account at the end of the promotional period and reflected on your MyPlus Rewards account statement within 10 business days after the 90-day promotional period ends. To receive the 35,000 bonus points, your card must not be canceled or past due at the time of fulfillment. Also, purchases may fall outside of the 90-day period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction. Affinity Plus reserves the right to determine which purchases qualify for bonus points. The standard MyPlus Rewards Program details apply. Learn more about the MyPlus Rewards program. One offer per member.

Rates effective August 21, 2023 and subject to change at any time without notice.

View our Credit Card Agreement and Visa Premier Select Rewards Credit Card Disclosures for important details regarding our credit cards.