Visa® Premier Classic. Always in style.

If you’re just starting to build your credit and aren’t yet ready for the exclusive benefits of the Visa Premier Select Rewards card, this card might be a good option for you.

  • No annual fee
  • No foreign transaction fees
  • Rates from 13.4 – 18.00% APR*
  • $500 minimum credit line
Orange Affinity Plus credit card on a teal background

what you get


If you tend to carry a balance on your credit card, you’ll benefit from the lower APR this card offers.

No Balance Transfer Fees

Save on interest charges from your higher-rate card.

Transfer at any time, without a fee or promotional period.

No Surprise Penalties

Your interest rate won’t increase if your payment is late or you go over your limit.

Affinity Plus Card Benefits

You’ll get all the benefits you expect with your credit card.

View all Affinity Plus credit card benefits.

Repay Your Way

Split up qualifying purchases into installment payments, and get more time to pay them back.

Getting Started is Easy

Not a member yet?

Membership is required for loans and accounts with us. But you can apply for most types and become a member at the same time.

Already a member?

Apply for loans and open additional accounts in the mobile banking app, from the More screen. Or log in to online banking, then click “Apply” in the upper-right.

We're here to help.

From video calls and chat to secure messaging, there are all kinds of ways to contact us.

Want a card that earns rewards?

If you’d prefer a credit card that earns rewards, check out the Visa Premier Select Rewards card. You'll also be eligible for cash back and premium Visa benefits.

Black Affinity Plus credit card on a green background

Credit Card Disclosures

* APR = Annual Percentage Rate. APR is based on The Wall Street Journal Prime Rate ("Prime") plus a margin and will vary with Prime. Rates are subject to change at any time without notice. The maximum APR is 18%. The stated rate reflects all available discounts. Your actual rate may be different depending on your payment and credit history. Some restrictions may apply. New or existing Affinity Plus membership is required.

Rates effective August 21, 2023 and subject to change at any time without notice.

View our Credit Card Agreement and Visa Premier Classic Credit Card Disclosures for important details regarding our credit cards.