Business Checking & Savings Rates

See Business Account Options

Business Checking Accounts

Our Business Checking accounts offer a competitive rate and all the ease and convenience you expect with your banking.

Account Dividend Rate APY*
Small Business Checking 0.050% 0.050%
Commercial Checking 0.100% 0.100%
See Business Checking Options

Business Savings Accounts

Our Business Savings accounts offer easy savings to help get you started with your savings goals.

Account Dividend Rate APY*
Business Shares 0.100% 0.100%
Business Shares II 0.100% 0.100%
See Business Savings Options

Business Money Markets

Account Dividend Rate APY* Compound Frequency
BUSINESS MONEY MARKET
Balances of $5,000–$9,999 1.982% 2.000% Monthly
Balances of $10,000–$24,999 2.227% 2.250% Monthly
Balances of $25,000+ 2.813% 2.850% Monthly
See Money Market Options

Business Certificates

Term Dividend Rate APY* Minimum Balance
BASIC CERTIFICATES
3 month 3.735% 3.800% $500
6 month 3.639% 3.700% $500
9 month** 3.542% 3.600% $500
12 month
 3.445% 3.500% $500
13 month**
 3.542% 3.600% $500
18 month
 3.445% 3.500% $500
24 month
 3.445% 3.500% $500
30 month
 3.203% 3.250% $500
36 month
 3.542% 3.600% $500
42 month**
 2.960% 3.000% $500
48 month
 3.639% 3.700% $500
54 month**
 2.960% 3.000% $500
60 month
 3.735% 3.800% $500
66 month** 2.960% 3.000% $500
WAHOO CERTIFICATE
12 month
 0.995% 1.000% $0
CERTIFICATE BUILDER
12 month
 0.995% 1.000% $100
Want to see how rates affect your payment?
Use our calculators to simulate payments, compare terms, see how long it'll take to reach your savings goals, and more.

General Disclosures for Business Share Rates

* APY = Annual Percentage Yield. Fees may reduce the earnings on these accounts and are subject to change at any time. Dividends are compounded monthly. Rules governing these accounts are available upon request.

 

Current since September 3, 2025 and subject to change at any time without notice.

 

Business Certificate Disclosures

1. Certificate accounts automatically renew at the maturity date.

2. Early withdrawal penalties may apply if you withdraw funds from your account before the maturity date. For Wahoo Certificate accounts, you may make one withdrawal without penalty.