Student Loans

Higher education is a big deal. And Affinity Plus private Student Loans can help you manage the financing, so you can focus on what's important.

Who's Eligible

  • U.S. citizens or permanent residents
  • Students enrolled in, or have graduated from, one of the 1,500 approved schools across the country
  • Existing Affinity Plus members, or those who are eligible to join
Megan, a Minnesota resident, on a pink background
Megan, Minnesota Resident

Loan Features

No Fees

No application, origination or administration fees.

And you can pay off your loan early without a prepayment fee.

Competitive Rates

See our current low rates.

And you can lower your rate further with automatic payments.

Cosigner Option

Add a cosigner for increased approval chances.

Cosigners can be released during repayment with 48 on-time payments.

Student Choice

Student Loan Center

Log in to the student lending center to access your student loan application, make a payment, or request funds from your existing line of credit.

Log in to your account

Loan Options

We've partnered with Credit Union Student Choice to offer you affordable private student loan options.

Undergraduate Line of Credit

Fund gaps in financing for attending college as an undergraduate student.

  • Borrow up to $75,000
  • 10-year repayment term for fixed rate loans
  • 20- or 25-year repayment term for variable rate loans, depending on the total loan balance

Student Loan Refinance

Easily manage multiple student loans when you roll them all together.

  • Refinancing amounts available up to $100,000
  • Flexible repayment terms

Graduate Line of Credit

Fund gaps in financing while pursuing a graduate education.

  • Borrow up to $75,000
  • 20- or 25-year repayment terms, depending on total loan balance

Here to Help

Membership Questions

Learn about Affinity Plus membership (required for loans with us) on our become a member page.

Student Loan Learning Center

Learn how to select the right student loan for you, find help understanding financial aid, and even speak to a college counselor! Learn More

Loan & Application Questions

For questions about your application, student loan, or loan payments, please contact Student Choice.

Technology Loan

Finance the technology you need like laptops, tablets and more. And you can lower your interest rate with good academic performance!

Josh, a Minnesota resident, on a green background.
Josh, Minnesota Resident


† You must be enrolled in, or have graduated from, a degree-granting program at an approved school. You can check if your school is approved for undergraduate, graduate, or refinance loans.