Personal Checking & Savings General Rate Disclosures

* APY = Annual Percentage Yield. Fees may reduce the earnings on these accounts and are subject to change at any time. Dividends are compounded monthly. Rules governing these accounts are available upon request. View our Truth-in-Savings Disclosures for important account information.


Rates effective January 1, 2021 and subject to change at any time without notice.


Personal Checking Disclosures

† Balances below $200 do not earn dividends and may incur a minimum balance fee. Any portion greater than $25,000 will earn the Membership Savings rate for balances greater than $500, which is currently 0.100% APY.


Money Market Disclosures

1 To earn the higher dividend rate for the Superior Money Market account, you must have direct deposit of $500 minimum each month (payroll, Social Security or unemployment) to any Affinity Plus checking, savings or money market account and be enrolled in digital statements. If you don't meet these requirements for a month, you'll receive a rate of 0.100% for that month. One Superior Money Market per membership.


Certificate Disclosures

‡ Available as an Individual Retirement Account (IRA) Certificate. IRA Certificate dividends must accrue on the certificate.