Consumer Loans. Apply & Even Sign Online.

When you need a loan, we’ll help guide you towards the right one. We offer competitive rates and flexible repayment terms. And there’s no prepayment penalty if you want to pay off your loan quickly.

Maureen & John, Affinity Plus members, on a green background
Maureen & John, Affinity Plus Members

What You Get


Our loan skip-a-payment option can provide some breathing room in your budget for a month.

This option is available for closed-end consumer loans.

Earn a Better Rate

If you’ve been improving your credit score, you may qualify for a lower interest rate on an existing loan.

Our one-time-rate reduction is available for closed-end consumer loans.

Peace of Mind

Protect your loan and your family when difficult life events happen.

Our low-cost loan protection options can provide protection if you’re unable to make your loan payments.

MyPlus Rewards™

Earn MyPlus Rewards points for borrowing with us, and redeem them for travel, gift cards and more.

And use points already accrued for a lower rate on a new loan.

Check Out Your Options

Auto Loans

Finance a new or used vehicle, or refinance an existing loan to get a better rate.

Personal Loans

With a range of loan products, we'll help you get the loan you need to cover whatever life throws at you.

Student Loans

Get financing help while you're attending school, or refinance your existing student loans.

Credit Cards

Our Visa® credit cards offer a low APR (annual percentage rate) and no annual fees.

Recreational Vehicle Loans

Financing for all things recreation. Get new or used RVs, campers, snowmobiles, ATVs, motorcycles, or boats.

Getting Started is Easy

Not a member yet?

Membership is required for loans and accounts with us. But you can apply for most types and become a member at the same time.

Already a member?

Apply for loans and open additional accounts in the mobile banking app, from the More screen. Or log in to online banking, then click “Apply” in the upper-right.

We're here to help.

If you have questions or trouble getting back to your application, please contact us.

Mortgages & More

From buying to building and beyond, we have a home loan that's right for you.

Jake, a Minnesota resident, on a purple background


New or existing Affinity Plus membership is required. All loans are subject to approval.