Consumer Loans. APPLY & EVEN SIGN ONLINE.

When you need a loan, we’ll help guide you towards the right one. We offer competitive rates and flexible repayment terms. And there’s no prepayment penalty if you want to pay off your loan quickly.

Maureen & John, Affinity Plus members, on a green background
Maureen & John, Affinity Plus Members

What you get

Skip-a-Payment

Our loan skip-a-payment option can provide some breathing room in your budget for a month.

Earn a Better Rate

If you’ve been improving your credit score, you may qualify for a lower interest rate on an existing loan.

Our one-time-rate reduction is available for closed-end consumer loans.

Peace of Mind

Protect your loan and your family when difficult life events happen.

Our low-cost loan protection options can provide protection if you’re unable to make your loan payments.

Check out your options

Auto Loans

Finance a new or used vehicle, or refinance an existing loan to get a better rate.

Personal Loans

With a range of loan products, we'll help you get the loan you need to cover whatever life throws at you.

Student Loans

Get financing help while you're attending school, or refinance your existing student loans.

Credit Cards

Our Visa® credit cards offer a low APR (annual percentage rate) and no annual fees.

Recreational Vehicle Loans

Financing for all things recreation. Get new or used RVs, campers, snowmobiles, ATVs, motorcycles, or boats.

Getting Started is Easy

Hear back soon

Fill out the simple online application, and hear back from us within a few business hours.

Already applied?

Return to your application to finish it, check its status, upload documents, or connect with your lender.

We're here to help.

If you have questions or need help with anything, please contact us.

Mortgages & More

From buying to building and beyond, we have a home loan that's right for you.

Jake, a Minnesota resident, on a purple background
Jake, Minnesota Resident

Disclosures

New or existing Affinity Plus membership is required. All loans are subject to approval.