Guaranteed Asset Protection (GAP) Plus with Deductible Assistance

Fair market insurance value isn’t always fair. There may be a gap.

GAP Plus with Deductible Assistance: Financial protection for what your auto insurance may not cover.

Essential financial protection on your vehicle loan that helps you drive with confidence. Talk to Affinity Plus Federal Credit Union today about how we can help protect you from sudden out-of-pocket expenses with Guaranteed Asset Protection.

Protection option for your vehicle loan – and your finances.

Guaranteed Asset Protection

May reduce or even eliminate the shortfall between what your vehicle insurance will cover and what you owe on your loan if your vehicle is deemed a total loss.

Deductible Assistance

Designed to provide financial relief when your vehicle is damaged, but not deemed a total loss. If auto repairs cost more than your deductible, the deductible amount is applied to your loan, reducing what you owe.

AP Plus

Can help reduce your next loan at the credit union, making it easier to get the replacement vehicle you’ll need.


Your purchase of MEMBERS CHOICETM Guaranteed Asset Protection (GAP), which includes deductible assistance, is optional and will not affect your loan application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the total cost of GAP due to interest assessed against the fee. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid.