Home Improvement Loan.
Don’t have equity built up in your home yet? You can still finance your fixer-upper projects. Our Home Improvement Loan is designed just for you.
What You Get
A Great Rate
Get a low, fixed rate that’s lower than our personal loan options.
Up to $70,000
Borrow up to $70,000 to fund your big improvement or repair projects.
Flexible Terms
Choose a term that works for you. And there are no prepayment penalties.
GETTING STARTED IS EASY
Get Started
Apply online to start the approval process. A mortgage loan officer will reach out to complete the application process.
Returning Applicants
Return to an application you've already started, securely upload documents, and check the status of your application.
We're here to help.
You can connect with a mortgage loan expert for questions you have about our home loans.
Homeowner Personal Loan
Fund a home project without using your home's equity. The Homeowner Personal Loan lets you access a smaller amount of funds, without closing costs.
Disclosures
The Homeowner Personal Loan is a Home Equity Loan and is secured by a second-position mortgage lien on the property. No down payment is required. Loan must be repaid with monthly electronic or Automated Clearing House (ACH) payments over the term of the loan. Loan approval is subject to credit approval and program guidelines. Interest rates and program terms are subject to change without notice. Homeowner’s property insurance is required, and flood insurance may be required. New or existing Affinity Plus membership is required.
Closing costs will apply ranging from $340 - $1,000. Ranges are based on a minimum loan amount of $10,000 and a maximum of $100,000.