Schedule of Fees & Charges for Business Services
Whether you run an LLC, a mid-size corporation or anything in between, you deserve to know exactly what can be charged to your account.
Below is a list of all possible fees and any Small Business vs. Commercial differences.
Micha, Minnesota Resident
Business Checking Fees
Please note: Personal Account Fees are different.
| Check Clearing | |
|---|---|
| Small Business Checking Accounts (per month, for quantities over 50) | $.20 per check |
| Commercial Business Checking Accounts (per month, for quantities over 250) | $.20 per check |
| Check Deposits | |
| Small Business Checking Accounts (per month, for quantities over 50) | $.20 per check |
| Commercial Business Checking Accounts (per month, for quantities over 250) | $.20 per check |
| Monthly Maintenance Fee | |
| Small Business Accounts | Free |
| Commercial Accounts | $15 per month |
| Stop Payment | |
| To cover the cost of stopping in-progress payments. | $35 per check $70 series of two or more checks |
Service Fees
| Wire Transfer | |
|---|---|
| Incoming Outgoing Domestic Outgoing Foreign * Receiving institution may charge additional fees. | $10 $15* $40* |
| Merchant Services | |
| Get a custom quote from SwyftPAY. Limited area availability. | |
| Non-Affinity Plus Visa® Cash Advance | |
| $5 per cash advance | |
| ATM / Visa® Debit Card Withdrawal | |
| Free at Affinity Plus ATMs, MoneyPass, SUM and CO-OP Networks. *Some MoneyPass, SUM or CO-OP ATM owners may charge a fee. Any fee would be clearly marked on the ATM. For a list of free ATMs, see Locations. | |
| Business Loans | |
| Loan Processing Fees (Vehicles, Equipment, Lines of Credit) | $150 per loan |
| Dormant Account | |
| When there’s no account activity for an extended period of time. | $12 per quarter |
| Statement Balancing / Research | |
| $30 per hour | |
| Personalized Checks | |
| Please see price list available at any branch. Check printing fees and prices may vary depending upon style of check. | |