Schedule of Fees & Charges for Business Services
Whether you run an LLC, a mid-size corporation or anything in between, you deserve to know exactly what can be charged to your account.
Below is a list of all possible fees and any Small Business vs. Commercial differences.

Micha, Minnesota Resident
Business Checking Fees
Please note: Personal Account Fees are different.
Check Clearing | |
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Small Business Checking Accounts (per month, for quantities over 50) | $.20 per check |
Commercial Business Checking Accounts (per month, for quantities over 250) | $.20 per check |
Check Deposits | |
Small Business Checking Accounts (per month, for quantities over 50) | $.20 per check |
Commercial Business Checking Accounts (per month, for quantities over 250) | $.20 per check |
Monthly Maintenance Fee | |
Small Business Accounts | Free |
Commercial Accounts | $15 per month |
Stop Payment | |
To cover the cost of stopping in-progress payments. | $35 per check $70 series of two or more checks |
Service Fees
Wire Transfer | |
---|---|
Incoming Outgoing Domestic Outgoing Foreign * Receiving institution may charge additional fees. | $10 $15* $40* |
Merchant Services | |
Get a custom quote from SwyftPAY. Limited area availability. | |
Non-Affinity Plus Visa® Cash Advance | |
$5 per cash advance | |
ATM / Visa® Debit Card Withdrawal | |
Free at Affinity Plus ATMs, MoneyPass, SUM and CO-OP Networks. *Some MoneyPass, SUM or CO-OP ATM owners may charge a fee. Any fee would be clearly marked on the ATM. For a list of free ATMs, see Locations. | |
Business Loans | |
Loan Processing Fees (Vehicles, Equipment, Lines of Credit) | $150 per loan |
Dormant Account | |
When there’s no account activity for an extended period of time. | $12 per quarter |
Statement Balancing / Research | |
$30 per hour | |
Personalized Checks | |
Please see price list available at any branch. Check printing fees and prices may vary depending upon style of check. |