Schedule of Fees & Charges for Business Services

Whether you run an LLC, a mid-size corporation or anything in between, you deserve to know exactly what can be charged to your account.

Below is a list of all possible fees and any Small Business vs. Commercial differences.

Micha, a Minnesota resident, on a teal background
Micha, Minnesota Resident

Business Checking Fees

Please note: Personal Account Fees are different.

Check Clearing
Small Business Checking Accounts
(per month, for quantities over 50)
$.20 per check
Commercial Business Checking Accounts
(per month, for quantities over 250)
$.20 per check
Check Deposits
Small Business Checking Accounts
(per month, for quantities over 50)
$.20 per check
Commercial Business Checking Accounts
(per month, for quantities over 250)
$.20 per check
Monthly Maintenance Fee
Small Business AccountsFree
Commercial Accounts$15 per month
Stop Payment
To cover the cost of stopping in-progress payments.$35 per check
$70 series of two or more checks
Courtesy Pay / Overdraft ACH / Check / Other Item
When an electronic payment’s returned for various reasons.
*Members are allowed to go up to $100 negative without incurring a courtesy pay/overdraft fee.
$15 per presentment
$90 cap per day (per checking account)

Service Fees

Wire Transfer
Incoming
Outgoing Domestic
Outgoing Foreign
* Receiving institution may charge additional fees.
$10
$15*
$40*
Merchant Services
Get a custom quote from SwyftPAY.
Limited area availability.
Non-Affinity Plus Visa® Cash Advance
$5 per cash advance
ATM / Visa® Debit Card Withdrawal
Free at Affinity Plus ATMs, MoneyPass, SUM and CO-OP Networks.
*Some MoneyPass, SUM or CO-OP ATM owners may charge a fee. Any fee would be clearly marked on the ATM. For a list of free ATMs, see Locations.
Business Loans
Loan Processing Fees
(Vehicles, Equipment, Lines of Credit)
$150 per loan
Dormant Account
When there’s no account activity for an extended period of time.$12 per quarter
Statement Balancing / Research
$30 per hour
Personalized Checks
Please see price list available at any branch. Check printing fees and prices may vary depending upon style of check.