Schedule of Fees & Charges for Business Services

Whether you run an LLC, a mid-size corporation or anything in between, you deserve to know exactly what can be charged to your account.

Below is a list of all possible fees and any Small Business vs. Commercial differences.

Micha, a Minnesota resident, on a teal background
Micha, Minnesota Resident

Business Checking Fees

Please note: Personal Account Fees are different.

Check Clearing

Small Business Checking Accounts: $.20 per check
(per month, for quantities over 50)

Commercial Checking Accounts: $.20 per check
(per month, for quantities over 250)

Check Deposits

Small Business Checking Accounts: $.20 per check
(per month, for quantities over 50)

Commercial Checking Accounts: $.20 per check
(per month, for quantities over 250)

Monthly Maintenance Fee

Small Business Accounts: Free

Commercial Accounts: $15 per month

Returned Item (NSF)

When an electronic payment’s returned for various reasons.

$35 per presentment
$210 cap per day (per checking account)

Stop Payment

To cover the cost of stopping in-progress payments.

$35 per check
$70 series of two or more checks

Other Business Service Fees

ATM / Visa® Debit Card Withdrawal

Free at Affinity Plus ATMs, MoneyPass, SUM and CO-OP Networks.*

*Some MoneyPass, SUM or CO-OP ATM owners may charge a fee. Any fee would be clearly marked on the ATM. For a list of free ATMs, visit our website and choose “Locations”.

Non Affinity Plus Visa® Cash Advance

$5 per cash advance

Business Loans

(Vehicles, Equipment, Lines of Credit)

Loan Processing Fee: $150 per loan

Merchant Services

Get a custom quote from SwyftPAY

Limited area availability

Dormant Account

When there’s no account activity for an extended period of time.

$12 per quarter

Statement Balancing / Research

$30 per hour

Personalized Checks

Please see price list available at any branch. Check printing fees and prices may vary depending upon style of check.

Wire Transfer

Incoming: $10 

Outgoing Domestic: $15*

Outgoing Foreign: $40*

* Receiving institution may charge additional fees.

Overdraft / Courtesy Pay

When an electronic payment’s returned for various reasons.

$35 per check 
$210 cap per day (per checking account)