Schedule of Fees & Charges for Business Services
Whether you run an LLC, a mid-size corporation or anything in between, you deserve to know exactly what can be charged to your account.
Below is a list of all possible fees and any Small Business vs. Commercial differences.
Micha, Minnesota Resident
Business Checking Fees
Please note: Personal Account Fees are different.
| Small Business Checking (per month) | |
|---|---|
| Check Clearing (per month, for quantities over 50) | $.20 per check |
| Deposits (per month, for quantities over 50) | $.20 per check |
| Stop Payment | $35 per check $70 series of two or more checks |
| Courtesy Pay/Overdraft ACH/Check* | $15 per presentment $90 cap per day (per checking account) |
| Commercial Checking (per month) | |
| Check Clearing (per month, for quantities over 250) | $.20 per check |
| Deposits (per month, for quantities over 250) | $.20 per check |
| Monthly Maintenance Fee | $15 per month |
| Stop Payment | $35 per check $70 series of two or more checks |
| Courtesy Pay/Overdraft ACH/Check* | $15 per presentment $90 cap per day (per checking account) |
| Business Money Market | |
| Minimum Balance Fee | $20 for balances below $5,000 |
* Members who qualify for Courtesy Pay are allowed to go up to $100 negative without incurring a courtesy pay/overdraft fee.
Service Fees
| Wire Transfer | |
|---|---|
| Incoming Outgoing Domestic Outgoing Foreign * Receiving institution may charge additional fees. | $10 $15* $40* |
| Non-Affinity Plus Visa® Cash Advance | |
| $5 per cash advance | |
| ATM / Visa® Debit Card Withdrawal | |
| Free at Affinity Plus ATMs, MoneyPass, SUM and CO-OP Networks. *Some MoneyPass and SUM ATM owners may charge a fee. Any fee will be clearly disclosed before the transaction is completed. For a list of free ATMs, visit our website and choose Locations. | |
| Business Loans | |
| Loan Processing Fees (Vehicles, Equipment, Lines of Credit) | $150 per loan (loans under $50K) |
| Dormant Account | |
| When there’s no account activity for an extended period of time. | $12 per quarter |
| Statement Balancing / Research | |
| $30 per hour | |
| Personalized Checks | |
| Please see price list available at any branch. Check printing fees and prices may vary depending upon style of check. | |