Schedule of fees & charges for personal accounts

No surprises. You deserve to know exactly what you can be charged and when, without having to sift through multiple pages of fine print.

Below you’ll find it all, simply put.

Download the Brochure

Please note: Business Account Fees are different.

Josh, an Affinity Plus member, on a purple background.
Josh, Affinity Plus Member

Checking & Savings Fees

ATM / Visa® Debit Withdrawals
To avoid ATM withdrawal fees, please visit our many surcharge-free ATMs on the locations page on our website.
Checking Minimum Balance
Non-Dividend-Bearing Accounts
No minimum balance
Dividend-Bearing Accounts
Balance Below $200
Personalized Checks
Interest Rewards Checking
Free for Life
For all other checking accounts, please see the price list available at any branch. Check printing fees and prices may vary depending upon style of check. 
Overdraft/Courtesy Pay Item
When we cover a non-sufficient funds check, ACH or other item pursuant to our overdraft courtesy pay program. Members are allowed to go up to $100 negative without incurring an overdraft/courtesy pay fee.$15 per presentment
$90 cap per day
Stop Payment
To cover the cost of stopping in-progress payments.$35 per check
$35 per ACH Company
$70 series of 2 or more checks
To encourage you to save (and win prizes!), withdrawals from this account incurs fees.
First withdrawal per year $10
Second withdrawal per year $25

Other Account Fees

Loan Payment
Payment from a non-Affinity Plus debit card to an Affinity Plus loan.$12 per payment
Dormant Account
When there’s no account activity for an extended period of time.$12 per quarter
Money Market Minimum Balance
A+ Money Market
Balance below $10,000
Nova Money Market
Balance below $25,000
When you’ve arranged with us, in advance, to skip a qualifying loan payment.$30
Statement / Research
When you request customized statement or account information.$30 per hour
Subordination Request
When multiple mortgages’ (at multiple institutions) lien positions are re-ordered.$250
Wire Transfer
Outgoing Domestic
Outgoing Foreign

* Receiving institution may charge additional fees.

Use points to reverse fees

You're earning MyPlus Rewards™ points by doing everyday things like spending with your Affinity Plus debit or credit card. Or by saving a certain amount, or taking out a consumer loan with us. And you can redeem those points to reverse select fees.

Josh, an Affinity Plus member, on a purple background.
Josh, Affinity Plus Member