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Gretchen, Affinity Plus Member

Money Markets. Say Hi to higher rates.

Get a higher dividend rate than you would with a traditional savings account, plus easy access to your money. All without being locked into a term. Pretty perfect way to save.

What You Get

Safe Savings

Earn a higher dividend rate while keeping your savings safe with deposits insured up to $250,000.

Unlimited Deposits

Make deposits as often as you'd like, and watch your balance grow as your dividends compound monthly.

Easy Transfers

Schedule or make transfers to and from your money market with our top-rated mobile app or online banking. 1

MyPlus Rewards™ Points

Earn 4 MyPlus Rewards points a month per $1,000 in average daily savings balances.

Take Your Pick

Superior Market Account

The very best rate of all our money markets, and no minimum balance! Because you deserve flexibility.

  • 2.020% APY2 for balances up to $25,000
  • No minimum balance and no minimum balance fee
  • Must meet requirements to earn higher dividend rate3

This account can be opened online.

Open this AccountSuperior Money Market Details

Capitol Money Market Account

Earn dividends on balances of $2,000 and your rate increases for balances over $5,000.

  • $2,000 minimum balance to earn dividends
  • Rate increase for balances above $5,000
  • Not subject to a monthly minimum balance fee

This account can be opened online.

Open this AccountCheck Rates

A+ Money Market Account

The A+ Money Market offers you a higher dividend rate than what you get with the Capitol.

  • $10,000 minimum balance to earn dividends
  • Subject to a minimum balance fee4

Please contact us to open an A+ Money Market account.

Contact UsCheck Rates

Nova Money Market Account

Of our 3 money markets without monthly requirements, the Nova earns the highest dividends.

  • $25,000 minimum balance to earn dividends
  • Subject to a minimum balance fee4

Please contact us to open a Nova Money Market account.

Contact UsCheck Rates

Getting Started is Easy

Not a member yet?

You can open a money market and become a member at the same time. Just please contact us if you're interested in either the A+ or Nova.

Already a member?

You can save time on your account opening by logging in to online banking or the mobile app.

Prefer in person?

To reduce your wait time at the branch, schedule an appointment.

A smiling person standing with his hands in his pockets Josh, Minnesota Resident

Stash Your Cash

Set your account to automatically round up your debit card purchases to the next dollar. The spare change goes right to your money market or any savings account, just like that.

Start Stashing CashLearn More First
Good to Know

Service Fees: A simple explanation of exactly what you can be charged and when.
Truth-in-Savings Disclosure: The rates, terms and limitations that apply to your account.
Membership Terms & Conditions: Your detailed account agreement and policy info.

1. Federal Regulation D limits certain types of withdrawals and transfers from savings and money market accounts to a combined total of 6 per statement cycle. These types of transactions include any preauthorized, automatic, or transfers made through online and mobile banking, as well as those made by telephonic order or instruction, or by check, draft, debit card or similar order. You can make unlimited withdrawals and transfers in person at an Affinity Plus branch or at an ATM.

2. APY = Annual Percentage Yield. Rate is effective as of 1/2/2020 and can change at any time without notice. Fees may reduce the earnings on these accounts and are subject to change at any time. Dividends are compounded monthly.

3. To earn the higher dividend rate for this account, you must have direct deposit of $500 minimum each month (payroll, Social Security or unemployment) to any Affinity Plus checking, savings or money market account and be enrolled in digital statements. If you don't meet these requirements for a month, you'll receive a rate of 0.100% for that month. One Superior Money Market per membership.

3. The A+ Money Market and Nova Money Market are subject to a minimum balance fee if the balance falls below the minimum balance.

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