Superior Money Market. Best of All: The Rate.

Get the very best rate of all our money markets, with no minimum balance! No matter where you're starting from, you can earn great dividends to build your savings faster.

Henry, an Affinity Plus member, on a purple background
Henry, Affinity Plus Member

What You Get

Top Rate

Earn 4.000% APY1 on balances up to $25,000.

And 3.500% APY on portions over $25,000.

Flexible Savings

No minimum deposit required, and no monthly maintenance fee.

Make deposits as often as you'd like, and dividends compound monthly.

Easy Transfers

Get easy access to your money with transfers to and from your money market.

Our top-rated mobile banking app and online banking make transfers even easier.

Early Pay

Get your paycheck and other direct deposits up to 2 days early at Affinity Plus.

All you need to do is set up direct deposit with your payer.2

MyPlus Rewards™

Earn 4 MyPlus Rewards points a month per $1,000 in average daily savings balances.


Not a member yet?

Membership is required for loans and accounts with us. But you can apply for most types and become a member at the same time.

Already a member?

Apply for loans and open additional accounts in the mobile banking app, from the More screen. Or log in to online banking, then click “Apply” in the upper-right.

We're here to help.

From video calls and chat to secure messaging, there are all kinds of ways to contact us.

Details and Requirements

The higher dividend rate this account offers is just one of the ways we give back to our members. To get the rate, you must meet the following requirements with your membership3

  • Direct deposit of $500 minimum each month (payroll, Social Security or unemployment) to any Affinity Plus checking, savings or money market account
  • Enrollment in digital statements (vs. paper ones)
Henry, an Affinity Plus member, on a purple background

Good to Know

Only one Superior Money Market Account can be opened per membership.

  1. APY = Annual Percentage Yield. Rate effective 11/1/2023 and can change at any time without notice. Fees may reduce the earnings on these accounts and are subject to change at any time. You must meet the membership requirements stated above to earn this rate for a given month, otherwise you will earn a rate of 0.100% APY for that month.
  2. Your early access to direct deposits depends on the payer and when they submit their payment file. Affinity Plus usually makes these funds available the day we get the payment file, which can be 1 – 2 days earlier than the scheduled payment date.
  3. If you don't meet these requirements for a given month, you'll receive a rate of 0.100% APY for that month.

Important Information & Disclosures

Service Fees: A simple explanation of exactly what you can be charged and when.

Truth-in-Savings Disclosure: The rates, terms and limitations that apply to your account.