Certificates with  APY*. Simple, sound savings.

Good things come to those who wait. Earn more money when you open a low risk 24-month certificate account with a  APY*. Make your deposit and let the certificate grow your money. It’s that simple.

Micha, a Minnesota resident, on a teal background
Micha, Minnesota Resident

Certificates. hello, easy savings.

A 24-month certificate with Affinity Plus offers savings of  APY* making it one of the easiest ways to start saving today for the future.

Competitive Rates

Receive competitive  APY* rates and increase your overall savings with better returns.

Easy Online Account Opening

Apply easily online to become a member and open a certificate account.

Predictable Earnings

Enjoy peace of mind when you lock in a dividend rate for the entire term and know exactly what you’ll earn.
Grow Your Money

Experience the smart choice for financial growth when you open a certificate account with us!

Good to know

*APY=Annual Percentage Yield. Rate effective as of 9/3/2025. $500 minimum balance required. Early withdrawal penalties may apply if you withdraw funds from your account before the maturity date. View our Truth-in-Savings Disclosures for important account information. New or existing Affinity Plus membership is required.