A smiling person holding a mobile phone to her ear Saudia, Affinity Plus Member

Business Visa® Card. Plastic Makes Perfect.

You work for you, shouldn't your business credit card do the same? With the buying power of Visa, you’ll earn MyPlus Rewards™ points on your business purchases.

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What You Get

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No annual fee

Get benefits without an annual fee.

And there's no documentation fee when you apply.

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Affordable rates

9.90% to 15.90% fixed interest rates1.

And it’s only applied to any balance carried forward.

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Low minimum payments

The greater of $15 or 3% of the balance.

And no pre-payment penalties!

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MyPlus Rewards™

Earn 1 MyPlus Rewards point per $1 in net purchases.

Redeem points for a lower rate on Business Vehicle or Equipment loans, or redeem for travel rewards and more.

Getting Started is Easy

Not a member yet?

Learn about becoming a business member.

Already a member?

Schedule an appointment and we'll be ready when you are.

Or, you can submit an interest form to connect with a business captain.

Have Questions?

From video calls and Live Chat to secure messaging, there are all kinds of ways to contact us..

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What To Expect

We’ll have you start by meeting with one of our member advisors, and together you’ll find the right accounts and services for your business.

You’ll need the following:

  • Business and Personal Federal and State tax returns (for the last 2 years)2
  • Business debt schedule
  • Financial documentation as requested3
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Have other products in mind?

We can talk with you about accounts and services tailored to larger businesses, too, including financing for commercial and investment real estate. How can we help with your long-term business plans? Let us know when you connect with a business captain.


New or existing Affinity Plus membership is required.

View our Credit Card Agreement and Disclosures for important details regarding our credit cards.

1 Interest rate is the annual percentage rate (APR). Rate effective March 17, 2020 and subject to change at any time without notice. Your actual rate may be different depending on your payment and credit history. Some restrictions may apply.

2 We require at least two years of Business and Personal tax returns for both Federal and State, including all schedules and worksheets. In some situations we may require three years of tax returns.

3 Depending upon your specific situation, we may also require the following: (1) Personal Financial Statement; (2) Business Financial Statements; and (3) Purchase Agreement for vehicle and equipment loan requests. The member advisor handling your loan request will let you know what additional documentation you'll need to provide.