
Earn points, easy. From day one.
No need to enroll, we got you. And earning points is as simple as having a loan with us, or doing everyday things like using your debit and credit cards, and more.

All the ways to earn
Spend
Your debit card earns 1 point per $4 in net purchases.
Your Premier Select Rewards Visa® credit card earns 1.25 points per $1 in net purchases.
Your Visa® Platinum Rewards credit card earns 1 point per $1 in net purchases.
Borrow
Consumer loans, HELOC loans and 2nd mortgages earn 8 points a month per $1,000 in average daily loan balances.
First mortgages earn 100 points per month.
Loans must be current to earn points.
Save
Your deposit accounts (savings, checking, money markets, and certificates) earn 4 points a month per $1,000 in average daily savings balances.
More Ways
Everyone can earn by watching your email for special point-earning offers.

All the rewards options
Quick Win
$50 Gift Card – 6,500 points
Within 60 days of opening an Affinity Plus Better Than Free Checking or Interest Reward Checking account:
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Make 15 debit purchases for 5,000 points.*
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Register for online banking for 500 points.
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Complete 2 payroll direct deposits for 1,000 points.
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Plus, enroll in digital statements for an additional 500-point bonus!
Best bang for your points
Big Gift Card
$100 Gift Card – 12,000 points
If you wait until you’ve earned more points, you can double your gift card’s value for fewer points (7.5% fewer).
Reduce Your Rate
.25% off your interest rate – 5,000 points
Use your points for a lower rate when taking out a new, eligible consumer loan.
Help for Neighbors
$10 Food Bank Donation – 1,250 points
You can pay points forward, too. If you select Second Harvest, your donation goes to a food bank that services your community.
Or save up for the big stuff
A night in Thailand
46,805 points
Hot air balloon ride
32,361 points
Dinner cruise for 2
38,611 points
Race a stock car
29,111 points
Ready to get your rewards?
Now for the fun part. When it’s time to browse all your choices, just log in to online banking or your mobile banking app, then look under your account list for MyPlus Rewards.

Standard MyPlus Rewards program terms and conditions apply, and these can be reviewed once you log in to digital banking and access your rewards.
*Five thousand points will be earned for opening a new Better Than Free Checking or Interest Reward Checking account, and using its debit card to make 15 purchases within 60 days of opening the account. This offer’s available only to new Better Than Free Checking and Interest Reward Checking accounts, one per membership, and only to members who haven’t already held an open Affinity Plus checking account in the last 12 months. This offer excludes the Spending Account.