Fees for the Visa Premier Select Rewards card
Annual Fee: None
Balance Transfer Fee: None
Cash Advance: Either $2 or 2% of the amount of each transfer, whichever is greater
Foreign Transaction Fee: 1% of each transaction in U.S. Dollars
Late Payment: $15
Returned Payment: $20
Refer to our Credit Card Disclosures for a full list of fees and other important information.
* APR = Annual Percentage Rate. To be eligible for this offer, you must open a new Visa® Premier Select Rewards credit card after 1/1/2020. This offer is nontransferable, subject to credit approval. Special rates are valid for purchases made during the 90 day promotional period which begins when the new card is approved. Valid only for balance transfers from other credit card companies, financial institutions, or department store credit cards and not be made payable to you, cash, or to make payments toward amounts you owe Affinity Plus Federal Credit Union. Any balance transfers or purchases processed after the promotional period will incur finance charges at your card’s standard rate. To the extent your payments exceed the minimum payment due each billing period, we will apply them to balances with higher rates prior to balances with lower rates. Balance transfers are treated as and considered cash advances on your credit card and will begin to accrue finance charges from the date it is posted to your account. Cash advances (other than this balance transfer offer) will carry your card's standard rate. No grace period on cash advances and balance transfers. Amounts transferred are subject to your available credit limit. We are not required to honor a balance transfer request that will cause you to exceed your available credit limit. It may take up to three (3) weeks to post the balance transfer transaction. You should continue to make all required payments until you confirm that the balance transfer was made. Affinity Plus will not be responsible for any finance charges or late fees incurred due to your nonpayment. We will not close your other accounts even if you transfer the entire balance. If you wish to close another account, you should contact the issuer directly.
To qualify for the 35,000 bonus MyPlus Rewards points, you must make purchases with your Affinity Plus Visa Premier Select Rewards credit card that totals $2,500 or more in net spend within your first 90 days of card opening starting from the date your account is approved. Purchases are purchases for goods and services minus returns and other credits. Purchases do NOT include fees or interest charges, balance transfers, cash advances, or person-to-person payments. Bonus points will be credited to your account at the end of the promotional period and reflected on your MyPlus Rewards™ account statement within 10 business days after the 90-day promotional period ends. To receive the 35,000 bonus points, your card must not be canceled or past due at the time of fulfillment. Also, purchases may fall outside of the 90-day period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction. The standard MyPlus Rewards Program details apply. Find the program details at affinityplus.org/rewards.
We reserve the right to discontinue the promotion at any point for any reason. The standard Terms and Conditions of the credit card apply.
Read the complete terms and conditions of the Visa Premier Select Rewards card.