Homeowner Debt Consolidation loan.

Leverage your home ownership to consolidate high-interest debt. And do it with no appraisal required, and without tying up your equity.

Return to my existing application

Megan & Andrew, Affinity Plus members, in front of a house with solar panels.
Andrew & Megan, Affinity Plus Members

What you get

Great Rates

The length of your home ownership can help lower your rate.1

And you might qualify for a rate discount, if your mortgage is with Affinity Plus.2

Equity Stays Intact

With a Homeowner Debt Consolidation Loan, you don't need to tap into your equity or put up any collateral.

Up to $20,000

Get funds fast with our quick application and approval process.

Getting Started is Easy

Hear back soon

Fill out the simple online application, and hear back from us within a few business hours.

Already applied?

Return to your application to finish it, check its status, upload documents, or connect with your lender.

We're here to help.

If you have questions or need help with anything, please contact us.

Personal Loans

If the Homeowner Debt Consolidation Loan isn't right for you, there are other lump-sum Personal Loans and revolving Personal Lines of Credit to choose from.

Megan & Andrew, Affinity Plus members, on an orange background
Andrew & Megan, Affinity Plus Members

Disclosures

The Homeowner Debt Consolidation Loan is a personal unsecured loan. New or existing Affinity Plus membership is required. All loans are subject to approval.

1. Rates for this loan are based upon loan amount and length of homeownership. See rates table for more information.

2. Mortgage verification is required to qualify for a rate reduction.