Find the Home Loan for You
We offer conventional first mortgage loans for properties in Minnesota, North Dakota and Wisconsin. And if you're still looking for your dream place, we can get you preapproved.
97% Purchase (First-Time Buyers)
The 97% Purchase Loan is a true first-time homebuyer product. This requires only a 3% down payment, and has fewer hoops to go through than an FHA (Federal Housing Administration) loan does.
This loan is a fixed-rate mortgage with 15-, 20-, or 30-year terms.
Fixed-rate mortgages are one of the most popular types today. They give you the security of a monthly payment that doesn’t change.
We offer fixed-rate conventional mortgages with 15-, 20-, or 30-year terms. Our accelerated mortgages offer terms of 12 years or less.
Adjustable-Rate Mortgage (ARM)
Adjustable-rate mortgages (ARMs) provide low initial rates and payments. An ARM loan allows you to take advantage of low or falling rates without refinancing. With an ARM, your interest rate and monthly payment will be fixed for an initial period of 3, 5 or 7 years, then the interest rate and monthly payments adjust annually after the initial fixed period.
A Jumbo Mortgage allows you to obtain a loan over $453,100. These loans are eligible for all fixed-rate terms or Adjustable Rate Loans.
We offer fixed-rate jumbo mortgages with 15, 20, or 30 year terms. Our accelerate mortgages offer terms of 12 years or less, and ARM loans are available.