We’re currently experiencing a high volume of applications.

Our commitment to our members is a top priority. If you’ve applied for a home loan, one of our experienced Mortgage Loan Officers will reach out to you shortly. Also, a successfully submitted application is stamped with the date and time, so if your application isn’t processed for a couple business days, we’ll still honor the rate from the day you applied. Thank you for your patience.

Mortgage Loans

Get personal service from the start of your search up until you close. Your dedicated Affinity Plus mortgage loan officer will listen, help you find the best loan for your situation, and be there whenever you need them.

The Affinity Plus difference:

  • Down payment guidance. We’ll explain your options and help you create a savings plan.
  • Competitive closings costs. And, you’ll know exactly what they are.
  • No pre-payment penalties. You can make extra payments monthly, or pay off your loan early without fees.
  • Affinity Plus loan servicing. We value that you chose us to borrow from, and we won't hand over the servicing of your loan to a third party. We'll be your partner over the entire repayment period.
  • Our guarantee. We'll always do what’s right for you.

Find the MORTGAGE for You

We offer conventional first mortgage loans for properties in Minnesota, North Dakota and Wisconsin. And if you're still looking for your dream place, we can get you preapproved.


97% Purchase (First-Time Buyers)

The 97% Purchase Loan is a true first-time homebuyer product. This requires only a 3% down payment, and has fewer hoops to go through than an FHA (Federal Housing Administration) loan does.


Fixed-Rate Mortgage

Fixed-rate mortgages are one of the most popular types today. They give you the security of a monthly payment that doesn’t change.


Adjustable-Rate Mortgage (ARM)

Adjustable-rate mortgages (ARMs) provide low initial rates and payments. An ARM loan allows you to take advantage of low or falling rates without refinancing. With an ARM, your interest rate and monthly payment will be fixed for an initial period of 3, 5 or 7 years, then the interest rate and monthly payments adjust annually after the initial fixed period.


Jumbo Loan

A Jumbo mortgage allows you to obtain a loan over $510,400. These loans are eligible for all fixed-rate terms or Adjustable Rate Loans.


End-to-End Full Service

We want to be your partner through your entire loan journey. And while providing a full range of loans and services, we'll make it as simple as possible.

 

Home Buying Help

Lock & Shop

Shop for the right place without having to worry about interest rates going up. Our Lock & Shop rate lock program lets you lock in your interest rate without a purchase agreement.

Find out how it works

 

HomeAdvantage®

Are you looking for the right house or the right agent? Use our free service with HomeAdvantage, and you could earn Cash Rewards.

Explore HomeAdvantage

 

Title & Closing Services

Through our wholly-owned title company, we provide a streamlined process with clear and accurate title services.

Learn about our title services

 

MyPlus Rewards™

With our member rewards program you earn points for borrowing with us!

Learn about MyPlus Rewards

Apply Today

When you're ready to apply, visit our Mortgage Loan Center. Our online application will walk you through the process, and you can step away and save as you go.

Apply

Returning Applicants

Our Borrower Portal allows you to return to an application you've already started, upload documents, and check the status of a submitted application.

Borrower Portal Log In

 

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