Mortgage purchase loans.
Partner with a dedicated mortgage loan officer up until closing. And if you haven't found your dream home yet, but want to be ready when you do, apply for preapproval.
What You Get
Location, Location
We offer conventional first mortgages for properties in Minnesota, North Dakota and Wisconsin (primary residences, vacation homes, and investment properties).
Down Payment Guidance
We'll explain your options, and help you find down payment assistance programs in your area. We can even help you create a savings plan.
Up to $1,000,000
Finance a home within the conforming loan limits. Or for borrowing needs above $726,200, we have Jumbo loan options.
Check your application’s status, securely upload documents, or complete your closing online. You can start a new application here, too.
Check Out Your Options
97% Purchase (First-Time Homebuyers)
This mortgage requires only a 3% down payment.
- For buyers who have not owned a home in the last 3 years
- Requires private mortgage insurance (PMI) that can be canceled as the loan balance is paid down
VA Loan
Veterans can borrow up to 100% of the property’s appraised value.
- No down payment
- No PMI required
- Funding fee can be included in loan amount
Jumbo Mortgage
Jumbo (or non-conforming) loans are for loan amounts greater than $726,200.
- Fixed-rate offers predictable monthly payments
- Flexible term options to fit your financing needs
Fixed-Rate Conventional
Fixed-rate mortgages are one of the most popular mortgage types.
- Fixed-rate offers predictable monthly payments
- Flexible term options to fit your financing needs
Adjustable-Rate Mortgage (ARM)
Offers lower rates and payments in the early years of the loan, and adjusts later.
- Interest rate and monthly payment are fixed for 5 or 7 years
- Rates and payments may adjust semi-annually after the initial fixed period
Applying is Easy
Get Started
Apply online to start the approval process. A mortgage loan officer will reach out to complete the application process.
Returning Applicants
Return to an application you've already started, securely upload documents, and check the status of your application.
We're here to help.
You can connect with a mortgage loan expert for questions you have about our home loans.
Get Closing Convenience
When you work with Affinity Plus Title Company, you get full-service closing services, and can close at a location convenient for you.
With our free HomeAdvantage® program, you have access to MLS listings and a network of trusted real-estate agents. And you can receive cash rewards for using the program!
Disclosures
Closing costs will apply. Homeowner's insurance is required on the property securing the loan. New or existing Affinity Plus membership is required. All loans are subject to approval.