Mortgage purchase loans.

Partner with a dedicated mortgage loan officer up until closing. And if you haven't found your dream home yet, but want to be ready when you do, apply for preapproval.

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Asah, a Minnesota resident, in front of a home with solar panels.
Asha, Minnesota Resident

What You Get

Location, Location

We offer conventional first mortgages for properties in Minnesota, North Dakota and Wisconsin (primary residences, vacation homes, and investment properties).

Down Payment Guidance

We'll explain your options, and help you find down payment assistance programs in your area. We can even help you create a savings plan.

Up to $1,000,000

Finance a home within the conforming loan limits. Or for borrowing needs above $766,550, we have Jumbo loan options.

Do it All Online

Submit an application, check on its status, securely upload documents, and complete your closing online through the Mortgage Loan Center.

Check Out Your Options

97% Purchase (First-Time Homebuyers)

This mortgage requires only a 3% down payment.

  • For buyers who have not owned a home in the last 3 years
  • Requires private mortgage insurance (PMI) that can be canceled as the loan balance is paid down

VA Loan

Veterans can borrow up to 100% of the property’s appraised value.

  • No down payment
  • No PMI required
  • Funding fee can be included in loan amount

Jumbo Mortgage

Jumbo (or non-conforming) loans are for loan amounts greater than $766,550.

  • Fixed-rate offers predictable monthly payments
  • Flexible term options to fit your financing needs

Fixed-Rate Conventional

Fixed-rate mortgages are one of the most popular mortgage types.

  • Fixed-rate offers predictable monthly payments
  • Flexible term options to fit your financing needs

Adjustable-Rate Mortgage (ARM)

Offers lower rates and payments in the early years of the loan, and adjusts later.

  • Interest rate and monthly payment are fixed for 5 or 7 years
  • Rates and payments may adjust semi-annually after the initial fixed period

Applying is Easy

Get Started

Apply online to start the approval process. A mortgage loan officer will reach out to complete the application process.

Returning Applicants

Return to an application you've already started, securely upload documents, and check the status of your application.

We're here to help.

You can connect with a mortgage loan expert for questions you have about our home loans.


Get closing convenience

When you work with Affinity Plus Title Company, you get full-service closing services, and can close at a location convenient for you.

Micha, a Minnesota resident, on an orange background
Micha, Minnesota Resident


Closing costs will apply. Homeowner's insurance is required on the property securing the loan. New or existing Affinity Plus membership is required. All loans are subject to approval.