Checking Accounts. Have It All.

Schedule automatic payments with Bill Pay. Get email or text alerts about your balance. Use 60,000+ ATMs nationwide with your smart-chip debit card. It’s all included in both checking options.

Kelly, an Affinity Plus member, on an orange background
Kelly, Affinity Plus Member

What you Get

Digital Banking

Deposit checks from anywhere with the top-rated mobile app.

Set up automatic Bill Pay in the mobile app or online banking.

Account Security

Debit cards have EVM chips for extra fraud protection.

Card controls let you set alerts and limits from digital banking.

Easy Cash Access

Find nearby, no-fee ATMs* from the mobile app's login screen.

That's 60,000+ nationwide (MoneyPass, SUM and CO-OP).

MyPlus Rewards™

Debit purchases earn MyPlus Rewards points (applies to both accounts).

Easily redeem them from the mobile app or online banking.

Take Your Pick & Open It Online

Better Than Free Checking

Don’t want to worry about a minimum balance? Get the features you expect without requirements.

  • No minimum balance 
  • No monthly fees

Interest Reward Checking

More ta-das, less to-dos. Earn dividends on your money while retaining flexibility.

  • $200 minimum balance to earn dividends and avoid fees
  • Free checks (up to 4 boxes per year)*

Getting Started is Easy

Not a member yet?

Membership is required for loans and accounts with us. But you can apply for them and become a member at the same time.

Already a member?

Apply for loans and open additional accounts in the mobile banking app, from the More screen. Or log in to online banking, then click “Apply” in the upper-right.

We're here to help.

From video calls and chat to secure messaging, there are all kinds of ways to contact us.

Stash Your Cash

Set your account to automatically round up your debit card purchases to the next dollar. The spare change goes right to your savings account, just like that.

Josh, a Minnesota resident, on a green background.
Josh, Minnesota resident

Good to Know

* There's no surcharge fee when you use your Affinity Plus debit card at an Affinity Plus ATM or at an ATM within our network (MoneyPass, CO-OP and SUM). Transactions made outside of our network may be subject to third-party fee.

Important Information & Disclosures

Service Fees: A simple explanation of exactly what you can be charged and when.

Truth-in-Savings Disclosure: The rates, terms and limitations that apply to your account.

Membership Terms & Conditions: Your detailed account agreement and policy information.