A person smiling, wearing a purse over her shoulder and holding a cell phone

Kelly, Affinity Plus Member

Checking Accounts. Have It All.

Schedule automatic payments with Bill Pay. Get email or text alerts about your balance. Use 60,000+ ATMs nationwide with your smart-chip debit card. It’s all included in both checking options.

What You Get

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Digital Banking

Deposit checks from anywhere with the top-rated mobile app.

Set up automatic Bill Pay in the mobile app or online banking.

Account Security

Debit cards have EVM chips for extra fraud protection.

Card controls let you set alerts and limits from digital banking.

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Easy Cash Access

Find nearby, no-fee ATMs* from the mobile app's login screen.

That's 60,000+ nationwide (MoneyPass, SUM and CO-OP).

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MyPlus Rewards™

Debit purchases earn MyPlus Rewards points (applies to both accounts).

Easily redeem them from the mobile app or online banking.

Take Your Pick & Open It Online

Better Than Free Checking

Don’t want to worry about a minimum balance? Get the features you expect without requirements.

  • No minimum balance
  • No monthly maintenance fees

Open an Account Better Than Free details

Interest Reward Checking

More ta-das, less to-dos. Earn dividends on your money while retaining flexibility.

  • $200 minimum balance to earn dividends and avoid fees
  • Free checks (up to 4 boxes per year)*

Open an Account Interest Reward details

Getting Started is Easy

Not a member yet?

You can open an account and become a member at the same time.

Already a member?

You can save time on your account opening by logging in to online banking or the mobile app.

We're here to help.

From video calls and Live Chat to secure messaging, there are all kinds of ways to contact us.

A smiling person standing with his hands in his pockets Josh, Minnesota Resident

Stash Your Cash

Set your account to automatically round up your debit card purchases to the next dollar. The spare change goes right to your savings account, just like that.

Start Stashing CashLearn More First
Good to Know

* There's no surcharge fee when you use your Affinity Plus debit card at an Affinity Plus ATM or at an ATM within our network (MoneyPass, CO-OP and SUM). Transactions made outside of our network may be subject to third-party fees.

Service Fees: A simple explanation of exactly what you can be charged and when.
Truth-in-Savings Disclosure: The rates, terms and limitations that apply to your account.
Membership Terms & Conditions: Your detailed account agreement and policy info.