A person smiling, wearing a purse over her shoulder and holding a cell phone

Kelly, Affinity Plus Member

Checking Accounts. Have It All.

Schedule automatic payments with Bill Pay. Get email or text alerts about your balance. Use 50,000+ ATMs nationwide with your smart-chip debit card. It’s all included in both checking options.

What You Get

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Digital Banking

Deposit checks from anywhere with the top-rated mobile app.

Set up automatic Bill Pay in the mobile app or online banking.

Account Security

Debit cards have EVM chips for extra fraud protection.

Account alerts (text or email) give you extra peace of mind.

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Easy Cash Access

Find nearby, no-fee ATMs from the mobile app's login screen.

And 50,000+ nationwide (MoneyPass, SUM and CO-OP).

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MyPlus Rewards™

Debit purchases earn MyPlus Rewards points (applies to both accounts).

Easily redeem them from the mobile app or online banking.

Take Your Pick & Open It Online

Better Than Free Checking

Don’t want to worry about a minimum balance? Get the features you expect without requirements.

  • No minimum balance
  • No monthly maintenance fees

Open an AccountBetter Than Free details

Interest Reward Checking

More ta-das, less to-dos. Earn dividends on your money while retaining flexibility.

  • $200 minimum balance to earn dividends and avoid fees
  • Free checks (up to 4 boxes per year)*

Open an AccountInterest Reward details

Getting Started is Easy

Not a member yet?

You can open an account and become a member at the same time.

Already a member?

You can save time on your account opening by logging in to online banking or the mobile app.

Prefer in person?

To reduce your wait time at the branch, schedule an appointment.

A smiling person standing with his hands in his pockets Josh, Minnesota Resident

Stash Your Cash

Set your account to automatically round up your debit card purchases to the next dollar. The spare change goes right to your savings account, just like that.

Start Stashing CashLearn More First
Good to Know

Service Fees: A simple explanation of exactly what you can be charged and when.
Truth-in-Savings Disclosure: The rates, terms and limitations that apply to your account.
Membership Terms & Conditions: Your detailed account agreement and policy info.