Auto Loans. Destination Achieved.

As a member of Affinity Plus, we help you through the whole car-buying process. That’s the power of membership at Affinity Plus — everything we do to help is in your best interest. We invest in you!

Micha, a Minnesota resident, on a purple background
Micha, Minnesota Resident

Auto Loansit's an easy ride.

Affinity Plus auto loan financing is a quick, painless process that focuses on your success today and in the future.

Auto Search

Get no-haggle member pricing ‐ less than the Manufacturer’s Suggested Retail Price with the Affinity Plus Car Buying Service powered by TrueCar.

Mobile Banking App

With the mobile app, you can log in with a fingerprint and get quick access to balances. Plus, apply for a your loan right in the app.

Competitive Auto Rates

We offer competitive rates as low as APR* and flexible terms to meet your needs and budget.
Experience the credit union difference when you finance your next auto purchase with us!

Good to Know

*APR = Annual Percentage Rate. Rates are subject to change based on market conditions. Actual rate is based on factors, including applicant's credit history, term, and Loan-to-Value (LTV). All loans are subject to credit approval. Affinity Plus Federal Credit Union finances up to 125% of MSRP (new vehicles) or the J.D. Power Retail Value (used vehicles). The maximum interest rate for this loan type is 18% APR. New Auto must be model years 2025 or newer. Used Auto must be model years 2020 to 2025. For model years over 2019, please contact us for more information. The rate above is based on a final LTV (Loan-to-Value) of less than 70%. The rate will increase for loans with higher LTVs. Not all applicants will qualify for the lowest rate. A loan for 36 months at na-36-months-apr APR will result in an approximate monthly payment of per $1,000 borrowed. Other rates and terms available. Subject to credit review. Some restrictions may apply. New or existing Affinity Plus membership is required.


Federally Insured by NCUA


Equal Housing Lender