STUDENT CENTERED BANKING, PERFECT FOR BeaverS!

We know student finances are unique, from just starting out on your own to graduating to post-grad school and more! And while you’re working toward your goals, Affinity Plus has the products and services to support your journey.

It’s banking made for real life, and for community-minded Beavers!

From Simply Free Checking and spending account to competitive interest rates on loans, we have the products and team to help you succeed.

Bemidji Beavers@2x
Megan, Josh & Blessing, Minnesota Residents

BENEFITS DESIGNED WITH BEAVERS IN MIND

As a student of Bemidji State, you’re qualified for membership with Affinity Plus! Your nearest branch is located in Hobson Memorial Union.

Membership includes everything from a top-rated mobile app to free personal guidance from experts. As your financial partner, we’re here to make every day easier for busy students like you.

BSU Campus Branch

Access Your Money

Easily access your money the way you want, with instant-issue debit cards, a 60,000+ no-fee ATM network, digital wallets like Apple Pay, and mobile and online banking.

Free Financial Advice & Help

We’re here to help you learn about budgeting, how to build your credit score, student loans, and much more.

Student-Friendly Checking

Simply Free Checking offers instant-issue debit cards, no monthly maintenance fees, and no minimum balance. No NSF fees, ever.

Better Rates

Credit union members get better rates and fewer fees than at typical banks, because the majority of our profits go back to you and your fellow member owners, and our communities.

Branches

With more than 30 branches around Minnesota – including 8 on or near college and university campuses – you can easily take your account with you when you leave school.

More than a member

Credit unions are different than banks, and the main reason is ownership. Joining our not-for-profit financial cooperative makes you an owner of Affinity Plus. Your opinions and needs matter, and are factored into our business decisions.

Join Affinity Plus today and get your student finances squared away!

2025 Best in State