Affinity Plus Gives Minnesotans Early Paycheck Flexibility

  • Press Release
June 10, 2022
New Early Pay System Offers Flexibility, Peace of Mind and Better Financial Control

St. Paul, Minn., June 10, 2022 – Minnesotans who want early access to their paychecks and better control over their finances can now access their money faster at Affinity Plus Federal Credit Union (Affinity Plus). The newly launched program, Early Pay, means any Affinity Plus member can now simply set up direct deposit with their employer or payer and receive paychecks and other direct deposits up to two days early, at no additional cost.

“Recognizing how hard our members work for their money, our Early Pay benefit provides the sometimes necessary flexibility, peace of mind and greater financial control for members,” said Jacquie Twedt, Senior Operations Manager, Affinity Plus Federal Credit Union. “At Affinity Plus, we are committed to empowering people and communities, and this is one simple way to meet the financial needs of our growing member base.”

Early Pay is made available to Affinity Plus members based on ACH (automated clearing house) instructions received from their employers or other payers. Many employers make direct deposit information available a day or two before the scheduled payday.

In addition to paychecks, early access to direct deposits can include Social Security, military and pension payments. When Affinity Plus receives a message that a deposit is on its way, it will give members access to the funds sooner than usual.

“Members can now access their funds sooner, while enjoying the security that comes with direct deposit. When you get your direct deposit at Affinity Plus, you may even get paid sooner than your coworkers,” added Twedt.

Affinity Plus checking and spending accounts also include debit cards with chips for extra fraud protection, email and text alerts on balances, a top-rated mobile app, access to more than 60,000 ATMs nationwide, and rewards points from debit purchases that can be redeemed from the mobile app or online banking. Members also have access to insurance discounts, tax software, car-buying support, real estate listings and tickets to local shows and events.

Based in St. Paul, Minn., Affinity Plus Federal Credit Union is a not-for-profit, financial cooperative that puts people first above profits. Members of Affinity Plus receive maximum value through competitive rates, minimal fees, and unique, member-centric products and programs. Established in 1930, Affinity Plus has 30 branches located throughout Minnesota and is owned by more than 250,000 members. Affinity Plus has more than $4 billion in assets. Additional information is available at or by calling (800) 322-7228.