Joe Khawaja

Joe Khawaja is an elected Board Director for Affinity Plus Credit Union. In addition to his responsibility as a Board Director, Joe serves as the Board Treasurer and is a member of the Executive and Governance Committees. Joe joined Affinity Plus Credit Union's Supervisory committee in 2019 and in the past served as the Chair of the Supervisory Committee. Joe is currently the Senior Vice President of Operations and Finance and the CFO at Lutheran Social Service of Minnesota (LSS). Joe is responsible for finance, business development, risk, IT, accounting, property management, service design lab/innovation, data intelligence, and compliance.

Joe is experienced in public, private, government, and non-profit sectors rebuilding balance sheets, raising capital, managing growth, operational excellence, transformation, corporate restructuring, innovation, and Mergers & Acquisition, and nurturing future leaders. Prior to LSS, Joe was CFO for Twin Cities Habitat for Humanity. He has held financial leadership roles with Federal Reserve Bank, Cargill Inc., and Aramark Corporation. Joe is a frequent speaker at Finance summits. He has earned an MBA in Finance from Capella University, Executive Certificate in Artificial Intelligence: implications for Business Strategy from MIT Sloan School of Management, and in Executive Leadership from University of Notre Dame and a B.S. in Accounting from City University of New York. Joe was named a 2020 CFO of the Year by the Minneapolis-St. Paul Business Journal.

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