WINcentive® Savings. Because Cash Prizes Rule.
Why just build your savings, when you can save AND be entered in drawings for cash prizes at the same time? Talk about a win-win.
What You Get
How it works
Open an account.
Make deposits for drawing entries.
Save for a year.
Ready to Start Winning Cash?
If you live in MN or WI, and even if you’re a minor (with a guardian’s permission), you can start saving – with over 30 chances to win cash!
Good to Know
*Your early access to direct deposits depends on the payer and when they submit their payment file. Affinity Plus usually makes these funds available the day we get the payment file, which can be 1 – 2 days earlier than the scheduled payment date.
Only one (1) WINcentive per person, per credit union is allowed. Also, business and trust memberships aren’t eligible. Read the WINcentive Participation Agreement for complete rules and guidelines.
- You get a maximum of four (4) entries per month; a maximum of twelve (12) entries per quarter; and a maximum of forty eight (48) entries per twelve (12) month savings period.
- You may make up to two withdrawals during the 12-month savings period, but you will incur a fee for doing so. The fee for the first withdrawal is $10, and the fee for a second withdrawal is $25. A third withdrawal closes the account without a fee.
- After the 12 month savings period you can choose to continue for another 12 months, or withdraw the money. In your anniversary month you're permitted to take one no-penalty withdrawal. You can withdraw some or all the money or roll it over to another share account. Any money in the account after the anniversary period is an eligible entry in prize drawings for the next 12-month savings period.
- Winning one prize category (monthly, quarterly, or annual) doesn't disqualify you from winning a different prize category in the same year.
Affinity Plus is proud to partner with the Minnesota Credit Union Network (MnCUN) to offer the WINcentive program to our members. For more information and prize schedule, visit MnCUN's WINcentive website.