Affinity Plus Investment Center
Long-term Care Insurance
Evaluate your choices and seek to minimize your spouse or children's potential burden with our flexible long-term care policies. You choose the type, location and amount of care you wish to receive.
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Long-term Care products
Traditional Long-term Care Insurance
If illness or accident prevents you from accomplishing basic daily tasks, this coverage helps you receive the care you need.
- Support when you need it most
- Balances financial burden on family/spouse
Universal Life with Long-Term Care Riders
A policy that combines the benefits of both Long Term Care and Life Insurance.
- 2-in-1 asset protector
- If unused, lump sum you initially contribute will be paid out tax-free to your beneficiaries
- If need for care arises, benefit can be used to offset those expenses
This material contains only general descriptions and is not a solicitation to sell any insurance product or security, nor is it intended as any financial or tax advice. Guarantees are based on the claims paying ability of the issuing company. If you need more information or would like personal advice you should consult an insurance professional. You may also visit your state’s insurance department for more information.
Riders are additional guarantee options that are available to an annuity or life insurance contract holder. While some riders are part of an existing contract, many others may carry additional fees, charges and restrictions, and the policy holder should review their contract carefully before purchasing. Guarantees are based on the claims paying ability of the issuing insurance company
Getting Started is Easy
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Investment Center Disclosures
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Affinity Plus Federal Credit Union and Affinity Plus Investment Center are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Affinity Plus Investment Center and may also be employees of Affinity Plus Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Affinity Plus Federal Credit Union or Affinity Plus Investment Center. Securities and insurance offered through LPL or its affiliates are:
Not insured by NCUA or Any Other Government Agency
Not Credit Union Guaranteed
Not Credit Union Deposits or Obligations
May Lose Value
The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.
Check the background of your financial professional on FINRA's BrokerCheck.
Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.