Buying or refinancing? Get $1,000 off closing!
Through May 16, 2026, all applicants who apply for a conventional mortgage purchase or refinance will receive a $1,000 credit toward the closing costs*, applied at the mortgage closing.
Mortgage Savings Made Simple
The credit is open to new and existing members, with a minimum loan amount of $100,000. It is not available for Jumbo or Construction loans.
Competitive Rates & Closing Costs
We offer competitive 30-year mortgage rates as low as APR**. Plus, our closing costs are easy to understand, so you’ll know early on exactly what they are.No Pre-payment Penalties
Unlike with other lenders, you can make extra payments or pay off your loan early without additional fees.Affinity Plus Loan Servicing
We value you! So we don’t hand over the servicing of your loan to a third party. We’re your partner over the entire repayment period.Good to Know
*This promotional offer provides a $1,000 credit toward member‑paid closing costs on eligible mortgage conventional mortgage or refinance loans. Minimum loan amount of $100,000 required. Applications must be started between March 16 and May 16 to qualify. Credit will be applied at closing and cannot exceed the actual amount of member‑paid closing costs. Offer is available to new or existing members. Not valid for jumbo loans or construction loans. All loans are subject to a completed application, credit qualification, approval, and closing. This promotion may be modified or discontinued at any time without notice.
**APR = Annual Percentage Rate. The APR is calculated based upon typical finance charges and closing costs, including a 1% discount point. Rates are subject to change at any time without notice. The stated rates are the lowest rates available to those
in good credit standing and include 1% discount point. Your rate may be different depending on your credit history, loan-to-value, property value and other factors. Closing costs will apply. Homeowner's insurance is required on the property
securing the loan. New or existing Affinity Plus membership is required.
*** A loan for 30-years at APR will result in approximate monthly payment of . Payment examples for conventional fixed loans are based upon a $250,000 loan for a single-family residence in Minnesota and include finance charges. Taxes, insurance premiums and mortgage insurance (where applicable) are not included.