STUDENT CENTERED BANKING, PERFECT FOR BULLDOGS!
We know student finances are unique, from just starting out on your own to graduating to post-grad school and more! And while you’re working toward your goals, Affinity Plus has the products and services to support your journey.
It’s banking made for real life, and for community-minded Bulldogs!
From free checking and spending accounts and competitive interest rates on loans, to a whole team of local people who want to help you succeed, we’re here for you.

BENEFITS DESIGNED WITH bulldogs IN MIND
As a student of UMN - Duluth you’re qualified for membership with Affinity Plus! Your nearest branch is located a few miles from campus.
Membership includes everything from a top-rated mobile app to free personal guidance from experts. As your financial partner, we’re here to make every day easier for busy students like you.
Duluth - Community Branch
Access Your Money
Easily access your money the way you want, with instant-issue debit cards, a 60,000+ no-fee ATM network, digital wallets like Apple Pay, and mobile and online banking.Free Financial Advice & Help
We’re here to help you learn about budgeting, how to build your credit score, student loans, and much more.Simple Fees
Our low fee structure ensures your money stays your money. For example, we got rid of NSF fees for checking and spending accounts.Rewards
Earn MyPlus Rewards™ points for spending and saving, and use those points for fun things like gift cards, travel rewards and more!Better Rates
Credit union members get better rates and fewer fees than at typical banks, because the majority of our profits go back to you and your fellow member owners, and our communities.Branches
With more than 30 branches around Minnesota – including 8 on or near college and university campuses – you can easily take your account with you when you leave school.More than a member
Credit unions are different than banks, and the main reason is ownership. Joining our not-for-profit financial cooperative makes you an owner of Affinity Plus. Your opinions and needs matter, and are factored into our business decisions.
Join Affinity Plus today and get your student finances squared away!
