The cost of this affordable coverage is determined by the amount of coverage you want and the length of time you need it for. You’re covered for the TERM of the policy.
You’re covered for your WHOLE life. Choose the amount of coverage you want and how long you want to pay for it and your payment is divided proportionately. This policy includes a savings element that builds equity, which can be borrowed throughout your life if and when you need it.
This permanent coverage combines the potentially low cost of term insurance with a savings element similar to whole life coverage. Flexible payments and interest accumulation can sometimes be used to help offset future premium cost.
A type of permanent life insurance that has underlying investment options across different asset classes, offering the potential for growth over time. As with a universal policy, returns on investments can offset the cost of premiums or build cash value in the policy.